I had 7 credit cards last year but I failed to pay off all my debts. Very recently I recovered from financial difficulties and feel I will be able to pay them off. But surprisingly I learnt from my debtors that 4 of the accopunts have been sent to CA. I pulled my credit report from TU and found that these are showinf as charge offs. But who knows may be in the next update I will find them as collection accounts instead.
My question: What to do?? :cry: