If you have a dispute with a credit reporting agency that is just not working out you can take it to the next level and get the Federal Trade Commission to assist. Sometimes disputes go through faster and see results where other directions might have failed.
Look up for utility commission sites for each state.
If you have billing, even reporting disputes, ID Theft problems any thing of the sort, and your disputes are not being processed with the respective utility company then this is where you take your disputes / complaints.
It is important if you are dealing with credit reporting issues or collection agencies issues to know your rights and these two links will take you to the opening page for the FCRA or the FDCPA this link also includes staff opinion letters.
This is one of the many of the check reporting agencies, if you have problems with your bank accounts you should obtain a credit report from this company. Or ask your bank for contact if they use a different check company.
A Consumer Guide to Handling Disputes with Your Employer or Private Health Plan, 2005 Update
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.