Subject: DV to ER Solutions & they deleted . . . BUT
Wed Jan 23, 2008 6:54 am
Daughter DV'd ER Solutions (CMRR) in Oct '07 for a Qwest account. Included in DV letter was statement "Please be advised that I wish to communicate solely in writing. I can be reached at the address listed above. Do not call me at any time or place."
On 10/23/07 daughter received letter from ER Solutions addressed to EQ, EX & EX stating "ERS no longer has any interest in the tradeline listed below or there is an identity problem requiring immediate action. Please delete any WCI or ER Solutions reference off the credit bureau of the person listed."
Last week ER began calling daughter at her home. She has caller I.D. so she is not answering when they call. I have told her "Never speak to a CA".
Today I received a collection notice from ER Solutions addressed to my daughter at my address offering settlement. Although my daughter is AU on some of my accounts, she has never lived at or used my address. We don't even live in the same state.
Should we just send DV and threaten suit due to their FDCP violations for calling?
Their most recent notice shows a different original balance, but same OC. Things is, my daughter paid the OC years ago. ER is trying to look nice by offering to settle @50% of the balance (which is 250% higher than the original OC balance). Bottom feeding scumbags!
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.