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what does TRADELINE BK Discharged mean?

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Subject: what does TRADELINE BK Discharged mean?
Posted on Mon Mar 24, 2008 6:51 pm  

what does TRADELINE BK Discharged mean? Some weird collection agency posted on my credit report an account I never heard of that was discharged in Bankruptcy 2/2008! I never filed bankruptcy. I disputed it and they wrote "TRADELINE BK Discharged" on credit report with N/A on every other field and "0" in the owed part.

Joined: 01 Feb 2008
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Location: PA

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Subject: Tradeline BK Discharged
Posted on Wed Mar 26, 2008 2:34 am  

Not only would I dispute this again but you should send a letter to the collection agency itself requesting some sort of proof of the charged off account and explain that you have never filed bankruptcy. They should have an address listed on your credit report. Is it listed on all three or just one of them?
Scott McKay


Joined: 28 Jun 2006
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Posts: 446

10890 Magic Points

Posted on Wed Mar 26, 2008 7:10 am  

Dispute it with the credit bureau requesting them to remove the item completely. It seems that they have nullified the item by placing a N/A but it is necessary to remove it totally.

Go ahead, dispute it with the right reasons.

Use your credit account responsibly and enjoy a debt free life.

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