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Another question about LVNV Funding

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Subject: Another question about LVNV Funding
Posted on Mon Feb 11, 2013 2:01 pm  

I've done my due diligence regarding looking into LVNV Funding and trying to get it remove or whether to set up a payment arrangement.

A little snapshot of what my credit looks like and what I'm trying to accomplish. I have a 517 right now through TransUnion. Obviously I'm looking to get into the high 600s and eventually higher. There are only two things on my credit report my student loans which were just off set for my federal return, I owe about $2100 left on those. The other thing being LVNV Funding. HSBC's old credit card I had. It shows 11/2008 as when it was picked up by them, and 9/2014 as a fall off date. They are still reporting up to date as of 01/2013. I'm wondering if I just let this go and fall off on it's own, contact them to set up payment arrangements, ask for validation. I have moved in the last year and remember letters from them, but like an idiot got annoyed with the letters and stopped reading them.

Any advice here would be helpful, thank you in advance.

Posted on Mon Feb 11, 2013 6:23 pm  

I have a collection through LVNV funding and they will come after you, I had a summons to appear in court but was able to make payment arrangments with them. Try to see if they will settle for a less amount ASAP

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Subject: Another question about LVNV Funding
Posted on Tue Feb 12, 2013 3:53 am  

Welcome to the forums!!!
Yeah…I also agree with OhioCody. Contact with LVNV Funding and try to negotiate with them. If possible set up a payment arrangement with them.

Posted on Mon Feb 18, 2013 5:03 pm  

If I go through the validation process with them, is it likely they have the paperwork to back this up. Or would I have a chance that they can't validate it?

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