MCYDSNB in your credit report refers to Macy's Departmental store National Bank. This means that you have a departmental store card from Macy's from where you made payments and failed to repay back the debt. That is the reason why it is showing in your credit report. You can call Macy at the number 1-866-593-2543 and verify with them. _________________ Where there's a will, there's a way !!
Mon Oct 27, 2008 12:30 pm
Before making any payment on the credit card debt with Macy, send a DV letter by certified mail to check whether you actually owe the debt or not. If you owe the debt, then only proceed forward for repayment of the debt. However, you should try to make the creditor agree to pay for deletion agreement before paying it off.
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Fri Feb 22, 2019 11:08 am
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Subject: Find yourself a girl for the night in your city
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.