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MCYDSNB on my credit report - Who are they?

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Joined: 11 Feb 2007
annemchale's page
Posts: 2

173 Magic Points

Subject: MCYDSNB on my credit report - Who are they?
Posted on Sun Feb 11, 2007 8:30 pm  

MCYDSNB is on by credit report with an open date of 8/04 and I have no recollection of this account - do they represent Macy's or Filene's?


Joined: 06 Jul 2006
Polly's page
Posts: 61

3036 Magic Points

Posted on Mon Feb 12, 2007 11:56 pm  


Macys & all other Federated store credit cards are handled by MCYDSNB. Must be because you have an account with Macy's or one of the other affiliated stores it is appearing on your report.

Maria B

Subject: MCYDSNB
Posted on Fri Apr 27, 2007 8:32 pm  

I just checked my credit report and found a company named MCYDSNB, after reviewing the FAQ's on this website I found out that this is a collections agency that works with Macy's. Now, I tried to call Macys collections department and no one know anything about MCYDSNB, and since my account was closed in 1998 they don't have any records. I tried to call experian where I got my credit report from and is an automatic service, which doesn't help at all. Pleaseeeeeeee, can somebody help me. Thank you!!!


Joined: 17 Apr 2007
Morningstar's page
Posts: 576

11 Magic Points

Posted on Fri Apr 27, 2007 11:40 pm  

Maria, when was the last date of activity on your account? Unless you've made a payment sometime since April, 2000, then this should not be on your credit report. If that is the case, then dispute with the credit reporting agencies.
I don't dream since I quit sleeping
Evelyn J Jackson

Subject: on my credit report
Posted on Wed Aug 08, 2007 4:39 pm  

I do not know what company this is,but it shows on my credit report as open/never late. Please let me know how to cancel this item out.


Joined: 21 Jun 2007
Laura's page
Posts: 1327

37183 Magic Points

Posted on Thu Aug 09, 2007 4:17 am  

Hi Evelyn,

Do you have the card for Macy's or any of the federated store cards? In that case this is the reason why it is showing on your report. If you do not have any such account please dispute the item with the credit bureaus.

Subject: MCYDSNB
Posted on Tue Aug 28, 2007 2:29 pm  

Can anyone help? I have two of these on my credit report, don't remember getting the credit cards and can't get through the automated phone number for Macy's. How can I close them? one is from 2004 and the other is from 1999.


Joined: 21 Jun 2007
Laura's page
Posts: 1327

37183 Magic Points

Posted on Wed Aug 29, 2007 7:38 am  

Dispute it with the credit bureau.

Did you have any card with the affiliates of Macy's? That might have been the cause.
thomas carter

Subject: cancle
Posted on Thu Nov 29, 2007 4:53 pm  

I would like to cancle my card it's showing on my credit report from 9/1/96
thank you, tom


Joined: 21 Jun 2007
Laura's page
Posts: 1327

37183 Magic Points

Posted on Fri Nov 30, 2007 4:23 am  

Hi Thomas,

This is a forum for discussion on credit repair and related issues. You have to contact the concerned company to cancel the card.

Subject: Mcydsnb
Posted on Sat Apr 26, 2008 10:27 am  

Macys departmental store national bank is showing up and you don't know why cause you never applied for a macys card. You probably worked for robinsons may or any other may co. And macys automaticlly transferd the account. Even the pre-pay employees cards became credit lines when macys took over. So keep the account or cancel it with macys

Joined: 26 Feb 2008
fireyone's page
Posts: 4246

142 Magic Points

Posted on Sun Apr 27, 2008 1:13 am  

That probaly provided some really useful info and may explain why some have it on there report.

Subject: MCYDSNB
Posted on Wed Apr 30, 2008 6:12 pm  

I just checked my credit report and I had the same thing on mine. I just called my nearest Macy's store and they took care of it for me. You might want to try that!!

Joined: 06 Feb 2008
Fasfeed's page
Posts: 84

3352 Magic Points

Posted on Wed Apr 30, 2008 7:29 pm  

mcydsnb stands for Macys departmental store national bank. Macys has bought out other department store that may now be reporting under the name of macys. Dispute the account with credit bureau.If the account is in good standings you probably need to do research to find out if one of your accounts was indeed purchaesd by macys. You can always ask for debt validation also.
Beverly Miserlian

Subject: credit report entry
Posted on Fri Jun 13, 2008 4:51 pm  

On my credit report I find MCYDSNB opened 8/1/02. It is an open account and I don't know who ordered it. I would like to call and cancel it before someone tries to steal my identity like they tried on my deceased husband.

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