I have sent a collection dispute to the credit bureaus about an item that showed up on my credit report from Palisades. They had never called me or mailed me anything. I also sent the a letter demanding written verification of the debt. Now they are calling me. Should I take the call? Or should I wait to see what the credit bureaus have to say and whether or not Palisades answers my letter in writing?
If you have communicated through mail, make sure you be communicated in the same manner. Never interact with a collection agency over the phone (my suggestion). Give them the time to answer your DV letter. _________________ Regards,
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.