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Soemtimes we do what we know we shouldn't but sometimes life gives no choices

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Joined: 26 Feb 2008
fireyone's page
Posts: 4246

123 Magic Points

Posted on Thu Aug 28, 2008 11:57 am  

They are really worse than any cc you can have and I would avoid them too. I can just understand the situation Robin was explaining. Soemtimes we do what we know we shouldn't but sometimes life gives no choices.

Joined: 11 Aug 2010
teal1066's page
Posts: 2

34 Magic Points

Subject: pay back pay day loan
Posted on Wed Aug 11, 2010 5:56 am  

your information in not have to generate more income source so that you can pay back pay day loans..

Subject: payday loans
Posted on Mon Sep 13, 2010 3:59 pm  

i like how all of you would like to blaim the PDL companys whey YOU took out the loan... YOU agreed to the terms... and now you want them to cut you a break...? how irresponsible. thats like buying a car then when you realize you dont have the meens to make the payment you think they should extend it and still let you drive the car!

like all loans when it comes down to it its on YOU if YOU dont know how to budget your self.


Joined: 08 Feb 2010
Aaron's page
Posts: 2632

48565 Magic Points

Subject: paday loans
Posted on Tue Sep 14, 2010 9:10 am  

Hi baylen,

Yes, it is true that a person should take all responsibility toward paying off his debts. However, in case of payday loans people generally get harassed by many such companies that are not at all legal. Thus, it is better ti first check out your state laws on PDL and the legality of the company before going to get help from them.


Keep in touch Smile

Subject: RvadgdTeKpY
Posted on Tue Mar 29, 2011 10:09 am  

Paying multiple pdl.. May I repost it? Smile

Posted on Fri Jul 27, 2012 12:17 am  

Ok you want the 411 on payday loans here it is. Because I used to work for one. 1st if you cant pay your bill. Close your bank acct. call the payday loan company and make them aware you have closed the acct and are going to make pymts towards the total bill. They will in turn deposit the chk to the closed acct one time. They will then work out pymt arrgmts. Do not under any circumstances let them tell you, you will go to jail. This is not true. It is a credit arrangement so therefore at most its civil litigation and most the times not even that. If you use payday loan assistance companies you are paying someone to do something you can do yourself and you are a fool. Make either monthly or bi weekly pymts depending on how you get paid. Most payday loans do not report to credit, but If you dont pay it back they will sell the acct to another company that collects debts..that company has the right to report it to your credit..dont go that route most payday loan companies will work with you the ones that wont just tell them they can accept the payments and if they dont then when they sell the acct the company they sell it to will get the money.

Subject: dxIkKAtEmYYCRIDh
Posted on Fri Aug 30, 2013 4:17 pm  

The repayment amnout of money is the absolute amnout plus a fee,which when worked out directly onto an APR (Annual Percentage Rate) definitely is very high.These may be short term school loans that are payable in 14-30 a few days and depending onthe lender; this one can be very long to few evenings.

Subject: ZhHsfqckXYTYL
Posted on Mon Sep 02, 2013 11:09 am  

By paying off the small one it may give you a liltte boost since you have that much additional money on a monthly basis to put towards your other debts and other expenses. For me, I paid off my smallest student loan as quick as possible, within four years of graduating so that I could free up more monthly income to tackle other expenses including credit card debt.Considering you still have the large one, ignore the people that say you need to keep both. You only need one monthly reoccurring payment to show that you can handle monthly payments.

Posted on Wed Sep 04, 2013 5:20 am  

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