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he played Arnold, on 'Different Strokes'

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sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: CR
 
Posted on Sun Aug 26, 2007 5:27 pm  

Laura......positive comments from you!! Is SOO wonderful!! Sometimes, when I look at my CR, 'as a whole', can get overwhelming!! But...if I look at a 'piece at a time, and solve those pieces, as I go', it doesn't seem so bad. Does that make sense? OH.........gotta say this!! I posted something about Cash Call ( I think some of you remember). I wanted to try and call them to ( Maybe??) work something out with them ( on MY terms). I was looking on the Web, for a address, phone, etc. When I recieved this loan ( November, of last year) they were listed, on the Web, as 'Cash Call'. NOW, and I looked this up yesterday, they are listed as 'Cash Call Payday Loan'. They have SEVERAL 'ads'..but, NOT ONE says JUST 'Cash Call' anymore. ALL of them read, 'Cash Call Payday Loan.' I don't know if some of you remember Gary Coleman......he played Arnold, on 'Different Strokes'. Gary Coleman 'promotes' a commercial for Cash Call. One of the ads, I saw, on the Web was about Gary Coleman promoting 'Cash Call Payday Loan'.....NOT 'CashCall'. Now..my question is, if Cash Call is NOW listed this way, wouldn't they be considered a PDL now????? ( WHEW!! That was alot to say..LOL)
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: Cash Call
 
Posted on Sun Aug 26, 2007 5:29 pm  

If anyone is interested,Cash Call is located in Irving, CA. They ARE located in the 411 Directory.
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327



37081 Magic Points

 
Posted on Tue Aug 28, 2007 6:51 am  

What a pathetic condition....payday loans are being advertised for. This can be termed as robbery in broad daylight.

Can we support this cause?
_________________
Regards,
Laura.
Credit Company
Guest






Subject: Good Companies
 
Posted on Sun Feb 17, 2008 10:44 pm  

There are some good credit repair companies out there. You have to do your home work and check them out. A good credit repair company will in fact do what you can do yourself. The only difference is that they have a staff that stays on the credit bureaus daily on your behalf. Fixing credit is not as easy as people make it sound. If it was everybody would be doing it. Unfortunately some bad apples have made the industry look bad. I am not putting my company info in this ad because this information is to help and not advertise us. Credit Bureaus are member organizations and their members are big business. They are not designed to help you. You have to help yourself. Rome was not built in a day so run from companies offering new socials, and quick solutions. I hope this helps out a little.
Ism

Ism

Joined: 13 Feb 2008
Ism's page
Posts: 43



2536 Magic Points

 
Posted on Mon Feb 18, 2008 3:15 pm  

They can promise 200 points because of how they work. If you are serious enough about your credit suddenly to start paying attention to it, then you ARE going to see a score increase. By the end of the 90 days or 6 months or 1 year of your contract with them, your score is probably going to be higher simply because you haven't had any new lates, you have resolved some old debt and are conscious of the results of your actions.

It reminds me of those ads for diet pills - take this magic pill and lose weight, BUT you are CONSCIOUS of wanting to lose weight, so you eat less and exercise more and BAM you lose weight - WOW those pills REALLY WORK!
erb1953



Joined: 31 Dec 2007
erb1953's page
Posts: 547



-100 Magic Points

 
Posted on Mon Feb 18, 2008 4:48 pm  

great observation ISM, and I totally agree if we take personal responsibility and pay our bills on time, the credit scoring will take care of itself, it is a billion dollar industry trying to help people do what they could very easily do themselves, just by paying attention like you said. If it takes writing it down every month and using a calender then do it, what ever it takes, you can do what these companies do and save a ton a money which could go toward paying off your bills.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: credit
 
Posted on Tue Feb 19, 2008 6:33 pm  

WOW!! 'ISM'.....what a concept. Does make sense!! Well.....being a single mom, with bills ( like everyone else) CAN be overwhelming. But...you just have to deal with things 'one at a time'. Things DO work out, if 'you' give an effort. NOTHING falls in people's lap.
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327



37081 Magic Points

 
Posted on Wed Feb 20, 2008 6:44 am  

I really appreciate the way you have defined it ISM. I like it. We are the best help. Even if we use a credit repair company it will be our seriousness that will ultimately bring any change if at all.
_________________
Regards,
Laura.
diem



Joined: 20 Feb 2008
diem's page
Posts: 82



276 Magic Points

 
Posted on Wed Feb 20, 2008 6:47 pm  

Yes they are a bad idea. A few template letters and envelopes are all you need aside from certified mail with RETURN RECEIPT!
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327



37081 Magic Points

 
Posted on Thu Feb 21, 2008 9:49 am  

Hi Diem,

If you have it would be really good to see sample letters here. I have tried to write a few, i think you might have seen already. It would be great to see more. That would be really helpful.
_________________
Regards,
Laura.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: credit repair
 
Posted on Thu Feb 21, 2008 6:51 pm  

I got a few calls, in the past 2 days, on so-called 'Credit Repair Comapnies'. Don't REALLY recall the name of them, but, one just INSISTS that I "apllied for a quote and 'they' were calling me back with one." I kept telling 'them' I never called for any quote. One company kept asking me to "verify information with them, so, they could make sure they had the right person." Oh good grief!! Seems with ANY call I may get ( CA's, credit cards,etc.) they want me to "verify" stuff. I don't think so!!

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