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Can I dispute credit agencies reporting after filing chapter

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Joined: 08 Sep 2010
trayc's page
Posts: 1

17 Magic Points

Subject: Can I dispute credit agencies reporting after filing chapter
Posted on Wed Sep 08, 2010 1:12 pm  

My credit report indicate chapter 13 filing, should creditors remove old reporting

Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1320

6413 Magic Points

Posted on Wed Sep 08, 2010 7:47 pm  

you can dispute it.
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Joined: 08 Feb 2010
Aaron's page
Posts: 2632

48565 Magic Points

Subject: disputing bankruptcy reporting
Posted on Thu Sep 09, 2010 5:59 am  

Hi trayc,

Welcome to this community Smile

Yes, you can dispute the listing depending on how old the reporting is. It's a chapter 13 bankruptcy and according to Fair Credit Reporting Act (FCRA) chapter 13 bankruptcy is supposed to stay on your credit report for 7 years. So, if the bankruptcy reporting is 7 years old and it still has not fallen off the credit report, you can dispute with the credit bureaus.


Keep in touch Smile

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