Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Call (Toll Free)
(800)-601-1579
Community Area
Get FREE Counseling




*


Helpful Resources
Community
Popular Discussions
Creditmagic Twitter
Credit on Facebook

need c redit score to be 620 in six months

Post reply  Start a topic
Author Message
Options
Print this topic
Invite a friend
Email this topic
  Bookmark online
Add to del.icio.us
Add to YahooMyWeb
 
jimblack



Joined: 05 Aug 2010
jimblack's page
Posts: 1



40 Magic Points

Subject: need c redit score to be 620 in six months
 
Posted on Thu Aug 05, 2010 10:27 pm  

We just applied for a HUD loan and have a credit score of 614. The agent sent us to a debt consumer counseling service to boost our score. I am very hesistant on agreeing to pay off these old debts. I can get a 2300 dollar judgmant to show as paid, since i have the receipt of paying it two years ago. Another debt will automatically drop off in 3 months. That leaves only six negatives left and four of those are charged off. Do I really need to agree to pay of these debts, I actually already live off a tight budget with no room for errors. I mean she is only talking about 6 more points after all. The only other thing is a truck that got repossed in 2005. It shows i owe 13,000 on it. My total debt is 18,000.
I hired lexington law firm a year ago and it cost 70$ a month. My credit score went from 460 to 614 in the last year. Unfortunately my rent has gone from 500 to 750 and I am stuck in a lease. Any ideas or advice is greatly wanted.
James
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: improve credit score
 
Posted on Fri Aug 06, 2010 7:19 am  

Hi jimblack,

It is better to pay off the debts. Even if your score increases, but you don't pay off the debts you can fail to qualify for a loan. However, before you start making payments to any off the debt, find out if the Statute of Limitations on these debts has expired. You can then try to dispute those items off your credit report.

Quote:
I can get a 2300 dollar judgmant to show as paid, since i have the receipt of paying it two years ago.
Yes, you should do this immediately.

You can also get the charge-offs removed if you pay off the debt with the original creditor or lender. For that you will have to request the original creditor to pull back the account from the collection agency. However, not all creditors agree to this and this will also depend on the account sell off.

You can try repairing your credit on your own, rather than joining any credit repair s4ervice. You can rather forward the money that you will pay toward the credit repair service, to unpaid accounts. Before making the payments also request the creditors, and colelction agencies accordingly to agree to "Pay for delete" (PFD) agreement. With PFD the negative items get deleted from your credit report.

You can also get added as an authorized user to a relative's account who has a good credit score. This will increase your score in short time.

Thanks,

Aaron
_________________
Keep in touch Smile
magician
Guest






 
Posted on Wed Mar 27, 2019 9:19 am  

I have been in your shoes, visit immunityinc.co and you will be sorted in no time. they handled mine and delivered.
garry155
Guest






Subject: fix all issues
 
Posted on Sun Mar 31, 2019 6:20 pm  

hello everyone,
i'm garry, i just want to reach out to anyone who needs help solving either personal problems or financial problems. i suggest you reach out to trifixblackhat1 @ gmail. com and he just might be able to fix whatever as he did for me.
Robin Golofsky
Guest






 
Posted on Mon Apr 01, 2019 8:04 am  

Honestly recommend Hack West Credit Repair to everyone very fast and efficient, always answered any questions we had or concerns and always kept us updated throughout every step of the way. We saw a huge change within the first two days and I mean huge change. Thanks to them we have recently been approved for a mortgage after they fixed my score.
Totally give them all the stars..... HACKWEST@WRITEME.COM/ (424) 307 2638 GETS THE JOB DONE!!!
Robin Golofsky
Guest






 
Posted on Mon Apr 01, 2019 8:16 am  

Honestly recommend Hack West Credit Repair to everyone very fast and efficient, always answered any questions we had or concerns and always kept us updated throughout every step of the way. We saw a huge change within the first two days and I mean huge change. Thanks to them we have recently been approved for a mortgage after they fixed my score.
Totally give them all the stars..... HACKWEST@WRITEME.COM/ (424) 307 2638 GETS THE JOB DONE!!!
Maverick Jones
Guest






Subject: DEBOOTH CREDIT SOLUTION
 
Posted on Mon Apr 01, 2019 5:29 pm  

I never believed a hacker can fix my credit (delete negative items such as debts, IRS and Liens etc.) and also boost my credit score until I came in contact with DEBOOTH CREDIT SOLUTION. To cut long story short, a colleague of mine told me about them and their expertise and how they helped fix his credit. I emailed them via DEBOOTHCREDITSOLUTION@GMAIL.COM and explained my credit issues to them. To my greatest surprise, my credit score was upgraded from 480s to 786, and the negatives in my profile all wiped. I advise anyone with credit issues to contact him cos there’s nothing as having good credit. Text: (562) 281-7621. Trust me you’ll never regret it…
Abigail Matt
Guest






Subject: DEBOOTH CREDIT SOLUTION
 
Posted on Thu Apr 04, 2019 10:42 pm  

Everything I read about DEBOOTH CREDIT SOLUTION on trulia, credit magic and Google are true. I believe they are just out to help people with credit issues be it minor or major. I don’t know who you are consulting right now, even if you have consulted someone already for your credit repair I strongly advise you contact DEbooth credit solution if you want desired results. It took DEbooth and his team approximately 14 working days to fix my credit. My fico score was increased by 100 points within the first week and later increased by 100 points on the second week, isn’t that incredible? My score was initially 602, and was increased to 802 across the three credit bureaus and my negative reports were cleared. I’m so happy and I conclude with this assertion that “DEBOOTH CREDIT SOLUTION is the best”. You can as well reach them today via DEBOOTHCREDITSOLUTION@GMAIL.COM and text: (562) 281-7621 to confirm this.
Iris George
Guest






Subject: HOW I FIXED MY CREDIT
 
Posted on Fri Apr 05, 2019 3:43 am  

Do you have hard inquiries, late payments, liens, evictions etc. on your profile? Do you wish to upgrade your credit? Do you need a hacker to help rejuvenate your credit profile? I know hackers that can get the job done. They are called XAP CREDIT SOLUTION, they came into my life when I was at my lowest point and revitalized it by increasing my score and clearing all my negatives. I owe everything I have today to them. Text 972 597 9704 or send them a mail via XAPCREDITSOLUTION@GMAIL.COM and let them help you!!!
Stephanie Quintanar
Guest






 
Posted on Fri Apr 05, 2019 6:45 am  

There are various commercial lenders in the market who can help you.
Joseph Moses
Guest






Subject: How my credit score was increased within 9- 14 days
 
Posted on Wed Jun 12, 2019 4:16 pm  

Thanks a million times ACTION CREDIT SOLUTION for helping me increase my credit score from a low 520 to a high 798 which was confirmed by the three credit bureaus. Thought it was a joke when they promised to fix my credit within 9-14 business days, though I was skeptical about the offer but later gave in and they delivered as promised. My credit card debts, late payments and hard inquiries were cleared and some positive trade lines posted to my credit profile. This has really changed my life and felt it’s expedient I share this good news. The idea was to fix my credit and secure a mortgage loan and now have a home. Contact them via ACTION247CREDITSOLUTION@GMAIL.COM OR (737)-201-7316. Joseph Moses
JB Bardley
Guest






 
Posted on Thu Jun 13, 2019 10:55 am  

Not sure why everyone's giving such bad reviews. Had gotten pre-approvals many times. I did my due diligence and built up my credit to get into the range of their "minimum requirement". with the assistance of a credit expert which I contact (captainspyhacker2 @gmailCOM or +1502-378-7817) to helped me fixed my credit. He helped me pay off my CC debt and improved my scores to 780 in a couple of days
Applied, got approved, Took less than a week for the whole process, with funds directly sent to my checking. I had benefited a lot from Captain spy service as I'm presently writing this message in my new house at Texas Thanks Captain!
Kyle Abraham
Guest






Subject: ACTION CREDIT SOLUTIONS
 
Posted on Sat Jun 29, 2019 1:06 am  

Hello everyone, I just don’t know how to express my heart felt gratitude towards my friend Jessica for introducing me to ACTION CREDIT SOLUTIONS, these guys changed my life. It took them 9 days to fix my credit and also increase my credit score from 489 to 780 across the 3 credit bureaus. All negatives in my report including collections and hard inquiries were removed. Thanks a million times ACTION CREDIT SOLUTIONS! You guys are doing amazing job. You can hit them up on +1 (737) 201 -7316 and also email via ACTIONCREDITSOLUTIONS@GMAIL.COM.
Gerard Sanderson
Guest






Subject: ZENITH CREDIT SOLUTION
 
Posted on Sun Aug 04, 2019 7:43 pm  

I’m very pleased that after all these years I can finally fix my credit, and also get it far better than where it used to be. I never knew that there was a company that can actually help me restore my credit not until I discovered Zenith Credit Solution. I’m glad I took the first step to fixing my credit. I’m happy that Zenith Credit Solution helped my situation and hopefully I will be getting my house soon, because all the negative items are out of my report and my score moved from 552 to 790. I really thank all of you at Zenith Credit Solution for your time and effort. You can reach them via ZENITHCREDITSOLUTION@GMAIL.COM or call/text (301) 299-4765
Ray Harrington
Guest






Subject: Credit Repair
 
Posted on Sun Aug 04, 2019 11:07 pm  

I have been a C1 credit card holder for about 10 years. I have only positive things to say. When they detected a fraud about twice in the past decade or so, they immediately called and lately also send emails. I get on the horn and they correct it, immediately send out a new card, etc. Spotless. Every time I talked to a representative, they were pretty good and seem to be knowledgeable and helpful. I see a lot of people having issues well I use creditpatchup.com to fix all my credit issues, credit score, debt removal everything credit. You can message at patchcredit at Gmail dot Com if you want to resolve your credit issues and not rely on the credit repair companies, They might be slow.

Quick Reply
Your Name
Subject
Message body
Page 1 of 1

 
Delete this topic Move this topic Lock this topic Split this topic 






Page loaded in 0.103 seconds.