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Improve Credit Score tips

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rssmith375



Joined: 16 Aug 2010
rssmith375's page
Posts: 2



91 Magic Points

Subject: Improve Credit Score tips
 
Posted on Mon Aug 16, 2010 12:25 pm  

Avoid Some Common Mistakes
Review your all credit reports from all possible credit bureaus for accuracy once a
year as well as several months before applying for a loan. Try to get your credit report from the three major bureaus: Experian, Trans Union and Equifax.

Pay bills on time
Your payment history makes a major percentage of your total credit score.
Paying your bills on time is the best way to get your credit score raised.

Try to reduce Credit Card Balance
Always try to reduce your credit card balance.

Keep the old account Active
Closing your old accounts can hamper your credit history and it makes you less credit worthy.

Avoid Bankruptcy
Bankruptcy will lower your credit score by 200 points or more and is very hard to come back to initial score.

You may get more information from
Loan Information, Articles and Resources
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: credit score
 
Posted on Tue Aug 17, 2010 6:59 am  

Hi rssmith,

Thank you so much for sharing the tips. However, feel free to check out the article on improve credit score available with this community.

Getting a secured credit card will also help you in improving the credit score. You can use it to make purchases, and then make on-time payments on the card.

Another quick fix for the credit score is getting added as an authorized user on somebody else's account. That person's good score will add up to your's once the account gets added on to your credit report.

Thanks,

Aaron
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