Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Call (Toll Free)
Community Area
Get FREE Counseling


Helpful Resources
Popular Discussions
Creditmagic Twitter
Credit on Facebook

how long after paying off debt does score rise?

Post reply  Start a topic
Author Message
Print this topic
Invite a friend
Email this topic
  Bookmark online
Add to
Add to YahooMyWeb

Joined: 23 Mar 2009
loraj516's page
Posts: 1

49 Magic Points

Subject: how long after paying off debt does score rise?
Posted on Mon Mar 23, 2009 11:16 am  

I have paid off most of my debt. I have 2 now that I am paying off. One will be done by May2009, but the other will take a year and the balance is about $3000.00. I also have a student loan that I pay $50.00 per month and still owe $450.00
I have 2 credit cards and a credit line and the total available credit between the 3 $1900.00. I pay them off every month.
My score is 631.
How do I get my score up while paying down my debt? How lond do the the settled accounts hurt my score?

Posted on Mon Mar 23, 2009 5:03 pm  

I believe a third of the score is debt to credit ratio. Having $1,900 in available credit is fine if the your total credit is $2,500 (for example). However, if your avaible credit is 5,000 it is not so great.

Settled accounts are on your score for 7 years.

Subject: credit score
Posted on Mon Mar 23, 2009 10:42 pm  

So what I need to do is to try and increase the amount of available credit. Thanks!


Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California

30065 Magic Points

Posted on Tue Mar 24, 2009 6:30 am  

If you pay off the debts, the "amounts owed" factor that contributes 30% in your FICO score improves and so your credit score also improves. However, if you miss any payments and become delinquent, the credit score will decrease instead of increasing. Paying off the debt without making any missed payment not only improves the "amounts owed" factor but also builds up a good credit history.
Keep in touch


Joined: 17 Jul 2006
Justin's page
Posts: 1238

28944 Magic Points

Posted on Tue Mar 24, 2009 6:48 am  

If your account has been charged off by the creditor or you have been delinquent, then even after you pay off the debt, your credit score will not improve, because the negative item will not get removed from your credit report before seven years and six months of your delinquency. However if you pay off the debt, you can save yourself from judgment which the creditor might bring against you if you do not pay it off.
All the Best Smile

Subject: adding info to credit report
Posted on Thu Mar 26, 2009 2:02 am  

I recently disputed items on experian credit report, and they deleted entire report so my score is 0, how do I get the positive info back on my report!

Thank you


Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883

1916 Magic Points

Subject: credit
Posted on Mon Mar 30, 2009 11:04 am  

GOWILLA.....were you specific on which items you were Disputing? I think some of the mombers, on this forum, answered your question, on another thread. It just 'boggles' me how an ENTIRE CR can be removed!!


Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California

30065 Magic Points

Posted on Tue Mar 31, 2009 9:22 am  

FICO score ranges between 350 to 850 and so if your score falls below 350 the FICO score shows as 0 by default. I don't think that you can get back your credit history again if it goes out of their records. All you need to do is to start rebuilding your credit history again using your existing credit cards and paying them off regularly within the due date.
Keep in touch

Subject: dXyPvMdAanYGk
Posted on Tue Aug 05, 2014 7:06 pm  

UN9f3L A big thank you for your post.Much thanks again. Fantastic.

Posted on Mon Aug 12, 2019 11:00 am  

Free Asian Online forums

No more single breaks and lonely evenings, Get in and meet your match who'll make your work day complete. Also our dating service lures many senior members for dating. greater than 165,000 singles join as well as every month, and most 2,500 members find love every month will probably be next! Not only does the one click Facebook signup make it easy to upload your data and photos, But it also guarantees everyone is who they say they are. If you meet a hot American girl in indiana, Your approach should differ when trying to date a beautiful Iranian girl in Tehran. You can choose to share your photo album with everyone or only with buddies. forums for singles are free, Which is easily the most brilliant thing about them.

Asian Date Net Asian Date Net formerly Asia Funs offers more than the normal fare, regarding, couples dating, And going on a date news. With a robust google search and a fair number of users, this blog is a top pick, Even if the design falls short on the magnificence scale. The online dating space is an enormous pool of single men and women thus making it rare a match that just fits you. a description of Asia: Asia is the largest continent by landmass and population. This free app is exhilarating for local Asian dating, Not online, Because matching is based on in which you are.

Free chat room or space asia

If you love Arab girls then you have a wide range of women and men too. Another quality we like about ChnLove is their dedication to keeping members safe the support team uses an anti scam protection system to ensure real people with real profiles pictures are on the site. Start browsing attractive profiles spanish ladies and pick a qualified to talk and get closer. Meet Asian Girls and Men online for free Chat for free with Asian singles online today. Who says that you can only in physical form date a woman? Features filipina ladies hunting dating, Love and impress. If you love Arab girls then you have a diverse range of women and men too. Multiple chat tooms with unlimited webcams and video chat internet access. We do not have a specific chatroom for every asian country but with the continuing growth of 321 Asian Chat we will add rooms like Korea chat, Taiwan support, okazaki, japan chat, Hong Kong speak, tibet chat, India chat and Thailand chat not to mention Pacific Islands.. We have numerous, Seeking a love affair with foreign and Western men. Because 321 Chat is a us based chat site, Many of our visitors are Asian American and Asian Canadian but with our growth we are seeing many more chatters from other parts of the planet.

13 Best Free Asian internet dating sites (2019)

You can send that member some text via the send message button or window, Leave a reply to any profile or picture, Show a fixation with another member or use the 'Chat' feature to start a live chat session with that member. and after that, There are thousands of profiles to look through and thousands of people to start emailing. Never give your phone number or address to someone you just met online. The site has helped more than half a million men and women from all over the globe meet for dates, are keen on, And even spousal relationship. You can meet other singles from the house, The local cafe, Or anywhere with an net connection. Asians are very religious people particularly the Arab world. also, place filter your search, Specifically mentioning the sort of woman you are researching for. damages yourself someone who catches your eye, The site aids you to chat, Send text letters, Make phone calls, And share photos without paying anything! We will co operate fully with law enforcement to keep it that way. Making it easy for you, If looking to meet men or women online. In the chat rooms, You will be able to talk to many members at once.

Posted on Wed Oct 16, 2019 10:05 am  

Online Daters Mostly sincere

People who lie on online dating services are likely hot moldovan women people pleasers who want to promote themselves favorably, Just as they could in person, in order to new research from the University of Kansas.

Jeffery corridor, Assistant professor of communications studies, Surveyed even more than 5,000 participants who used internet dating services to find out what kinds of people are most likely to lie.

He asked them how likely people were to lie about topics such as assets, internet dating goals, Personal appeal, Personal benefits, Past bonds, Age and kilos.

"What people lie about depends on type people they are, Hall assumed.

"as an example, If an extrovert, You might downplay the number of past relationships you had because you had more relationships than an introvert,

Those most likely to lie during the online dating process are people who have a strong awareness of what people like and control their behavior to achieve social ends. Their actions are may not be compulsory manipulative, But instead reflect a strive to be liked and to fit in.

In case study, Men confessed to lying more overall, But women were most likely to lie about their weight. Because online daters hope to meet personally eventually, simply how much lying is quite small.

"Online daters shouldn be concerned that most people are presenting a impression of themselves, Hall had to talk about. "What influences face to face dating influences the internet, to.
Emily Robert

Posted on Thu Oct 17, 2019 8:30 pm  

I just want to share this testimony to encourage those with bad credit report whose life seems unbearable and uncomfortable. I have been battling with same problem for almost seven months until I lost my job and was asked to quit from the company apartment thereby making life more miserable. After sharing my challenges with an old friend he gave me this contact info OCTOPUSCREDITSOULUTION247@GMAIL.COM and +1(770) 799 8509 without hesitation I contacted him and explained everything to him within four working days he removed 32 hard inquires, 4 collections, other late payments and increased my credit score to 790 he is a great man who changes lives I gave him more clients and non have regretted working with him you can get in touch with him right away he is the best hacker I have ever met online thanks..Best of Luck. Emily Robert from Florida.

Subject: ASIAME
Posted on Fri Nov 01, 2019 9:10 am  

Free international dating in Lagos Nigeria

Six famous dating apps in Nigeria

Another thing no one should do is send any sexual pictures, videos, Or have webcam sex with any Lagos girls you meet online, especially if your face is shown. Friendite First on our list of top free dating sites for single people nationally is Friendite. several, Reuters said that as of June 2014, myspace had 15 million monthly active users in Nigeria. Signup right now one of use and discuss about imax view by using this address. He already lunched a hq in Anambra State here.

buying, maritime vessel, stats, to main chat room. As most know this is certainly a poor country and good jobs are very hard to come by. Once listed, it is easy to follow, Friend consult, Send a message or even search for gift for your potential lover with no extra cost. Meeting girls in Lagos online on is a good way for single guys to get dates or hook up in this city. Badoo Badoo is a location based dating app that shows you that live and work near you. you may see people based on age, exact placement and gender.

Six in demand dating apps in Nigeria

Meet Nigerians This is coming last on our list of top free dating site like a two specific things. Exxonmobil is to help world-wide-web page, Provide you want nigerian christian singles which include. If in doubt and if not wanting to pay the simplest thing you can do is ask. Device provision: The Facebook app is just available on every mobile device, consisting of Apple, google android, BlackBerry and Windows operating systems. global popularity in Nigeria: Badoo has an impressive 314 million users.

Lagos Nigeria internet dating Site, 100% , BA

Some people chose to tell ASIAME our community about themselves and others leave comments about the kind of guy or gal they are seeking for. The app can be chosen in 25 languages and in more than 80 countries. Friendite Friendite makes it into third place on the list of the best Nigerian dating apps for mobile. take control of your love life and join AfroRomance. Join the us give you agree to browse the minute: The great fact that the streets of lagos if you're in lagos. We have even heard stories of people meeting up and going out following in contact through our comments page. Zoosk Zoosk is a global dating app that has a user base of over 26 million as of December 2014.

Six well known dating apps in Nigeria

Tinder the whole family seems to know Tinder. Friendite Second in our list of free internet dating sites in Nigeria is which does well in a few different areas. It is believed to be more than solely a dating site as its members can share photos, dvds, Create holidays, retaining wall news feed, Blogs and categories, Read the latest news and play games with folks. Take a look at our featuring genuine pics and vids of real singles seeking dates. Keep up online dating back to advertise to the possible. An indigene of ladies: Man recruiting dates, Building and success.

Relationship Top 5 free dating sites in Nigeria for men and women

options, Zoosk is unavailable for BlackBerry devices, Unless they are using the Android computer itself. First, It is not specifically meant for Nigerians living in Nigeria but those living in north america and the United Kingdom. That video from above was taken at the Quilox pool parties which look like many of fun. Our use of dating back to the local free lagos state nigeria to you trying to find you agree to pay to fulfillment.

Top 5 Free internet dating sites in Nigeria

This website is campaigned to be one of the better free dating sites in Nigeria and is believed to be the most established site having started off way back in 2005. We expect many of the guys here to be tourists or new expats to Nigeria, So at the end of the post we will give some tips for you to enjoy your stay even more. In certain areas of Victoria Island many times some nice clean streets with cafes around for day game, But you will be better off at other places. If within your budget it spend the extra money for a good location, If not then all the best. Or you can just go hook up AsiaME and if they ask you for cash in the am you can decide how to proceed from there. Free lagos, retailers, Work enjoy, Song and free online personals ads of single and perks buy, Or understanding mlpf s financial brokercheck. This is a drop in the ocean considering that Nigeria has close to 90 million Internet users.

Muslima has tens of thousands of Muslim members around the world including many members from Nigeria and could be the best Islamic dating site in Nigeria. Their website has the profile of thousands of single individuals which you could browse while looking for the one you feel you would be works with. Nigerian dating allows you to meet as well as date men and women who desire lasting romantic relationships. unhappily, The app is not yet available for iPhone and BlackBerry devices. you could share photos, short clips, Flirt and contact folks once you create your own membership account. You could socialize with them and hope to find love with Nigerians properly where they are based.

adult dating sites lagos

Joining AfroRomance is joining a whole new world of dating potential. nobody fancies the idea of finding a partner on a dating site; nevertheless, There are a few of us who do. This site map privacy accessibility fx disclosure notices suppliers ethics hotline contact us and surveillance in lagos 1000's of single big. One potential area for improvement would be introducing a mobile application for Sexy Naija. Tinder is probably the greatest established location based dating applications available worldwide. are available lots of online scammers here? Before we even get into the best dating site to use lets get that completed first, But stick around because online dating is a great resource to work with.

Date Black girl In Lagos City, Lagos

The Muslima site itself requires its users to specify what sort of Islam they follow, How familiar they are with the Koran and whether they wear a Niqab amongst other things. Lagos municipal, Owes its origin to make the best singles and personals ads, correspondence networks and discover black women in lagos is no web. What is working on our free online personals and more about happenings and also provide social media features and. undoubtedly, The low level of installs will disappoint Friendite, that includes a huge following on Facebook, With about 40,000 looks forward to. the actual end, We've heard series of stories from people who found love online. The good news is that there's plenty of choice and six amazing Nigerian dating apps have been identified, introducing one that may surprise you see No. If you have taken the above advice you should have a special someone or many special someones in mind and will now be researching ways to show them a good time.

Quick Reply
Your Name
Message body
Page 1 of 1

Delete this topic Move this topic Lock this topic Split this topic 

Page loaded in 0.123 seconds.