Forums
I have struggled over the years after a divorce and sometimes used payday loans. On one income it is really hard. I have worked part-time but still struggle. Right now my problem is 3 payday loans. I have been sending them money every month but Cash Transfer is threatening to garnish my wages. They keep contacting my supervisor at work saying get a message to me. Can you tell me if the 3 loans I have are legal in Virginia.
Cash Transfer - borrowed 600.00 owe 862.00 paid $ 400.00
Getem Cash - Borrowed 300.00 owe 562.00 paid $ 100.00
Rocky Boy - borrowed 300.00 owe 360.0o paid $ 100.00
All the above mentioned lenders are illegal in your state. You owe them only the principal balance. Don’t pay them any interest or fees. Just close down your old bank account and open a new one to stop debiting money from your account. Don’t worry, they can’t garnish your wages, they are just trying to scare you.
Don't feel intimidated as they're trying to scare you into making the payments. They won't take any steps to garnish your wages. In fact they can't as they're illegal.