CBNA shows up on your credit report – What should you do?

Submitted by roocky on Mon, 04/06/2009 - 23:11
Forums

CBNA (Credit Bureau of North America, LLC) is a collection agency headquartered in Tennessee, USA. Though it has an A rating from the BBB, it's not a BBB (Better Business Bureau) accredited business. The acronym (CBNA) may also stand for Citibank North America. Read on to know what you should do when you're contacted by Credit Bureau of North America or Citibank North America.

What should you do if it's an old debt you haven't paid off?

If the collection agency (CA) or the bank is contacting you about an old debt, you should first check whether or not the Statute of Limitations (SOL) on that debt has expired. If it has expired, then the creditor or the CA cannot file a lawsuit against you to collect the unpaid amount. However, the creditor or CA may still use other out-of-court means to collect on the debt.

Before you make any payments to CBNA, you should negotiate with them to settle your debts if your financial situation doesn't permit you to repay the outstanding balance in full. Whatever option you choose, it is advisable that you negotiate a "Pay for delete" agreement. This means that the creditor/collection agency will remove all information on this account from your credit report(s) once you settle or pay off the debt in full. If the CA or the creditor doesn't agree to one, then at least try and negotiate for a "Settled as agreed" status on your credit report.

What if you've paid off the debt but it shows up on your report?

If you've paid off the debt but it's not reflected on your credit report as "Paid", then you should dispute it with Citibank North America or Credit Bureau of North America, LLC. You should send a dispute letter to the credit bureau asking them to correct the inaccurate listing. Or, you can contact the creditor or collection agency and ask them to co-ordinate with the bureaus on your behalf. The account should appear as "Paid" on your credit report.

What should you do if you don't owe the debt at all?

If you don't owe the debt and a collection agency is attempting to collect on it, then you should ask them to validate the debt. To do so, you should send a debt validation letter to the CA via fax or certified mail. However, if you're trying to deal with the creditor, then you must ask them to verify your account.

Sometimes you may find a listing on your credit report from a creditor when you don't have an account with them. In this situation, you need to dispute the account with the CA/creditor or the credit bureaus to get the incorrect item deleted from your credit reports.

How can you contact Credit Bureau of North America, LLC?

Credit Bureau of North America's contact information is:

Credit Bureau of North America, LLC
200 Creekside Dr.
Dickson, TN 37055

Phone No. - (615) 446-7128

Fax: (615) 446-2111

Carriedes (not verified)

Carrie Underwood is my favourite country singer. She is young, beautiful and charming woman in her 30s. Her strong voice takes me away from all troubles of this planet and I can enjoy my life and listen songs created by her voice. Now the singer is on a Cry Pretty 360 Tour started in May of 2019. The concerts scheduled for the whole 2019, up to the last day of October. Ticket prices are moderate and available for all men and women with different income. If you are a country music lover as me, then you must visit at least one of her concert. All tour dates are available at the Carrie Underwood tour Des Moines. Visit the website and make yourself familiar with all Carrie Underwood concerts in 2019!

Tue, 03/12/2019 - 19:48 Permalink
Robert Montgomery (not verified)

Do you have an updated number for this company? Thank You.

Credit Bureau of North America's contact information is:

Credit Bureau of North America, LLC
200 Creekside Dr.
Dickson, TN 37055

Phone No. - (615) 446-7128

Fax: (615) 446-2111

Wed, 03/20/2019 - 20:13 Permalink
Nancy McClintock (not verified)

A recent credit check shows a CBNA account of 549460*******
which I don't show a record of. Can you tell me where it came for & how I can get it off my credit reports?

Sat, 03/23/2019 - 16:09 Permalink
Raymond34 (not verified)

I have been trying to get car loan approved but none of the companies would finance me because my credit rating was poor.i was depressed and was in urgent need of car to make my business easier for me.i traveled for business trip, where I bumped into one of my relative, who I shared my concern with immediately introduced me to a credit expert knows as BULL CREDIT REPAIR.i discussed with him concerning my credit issue and he promise to assist me. To my greatest surprise, after just five days my score was boosted to 800 and all negative report was deleted. I am filled with gratitude to BULL CREDIT REPAIR for such wonderful work. If you are having any issue relating to credit score fix You can contact BULLCREDITREPAIR@GMAIL.COM or text +1 480 462 3869 best regards Raymond

Sat, 03/23/2019 - 23:04 Permalink
Vidmdes (not verified)

Today almost everyone visits YT or any other video hosting provider to upload and watch video about cats, free movies and other stuff. But sometimes you want to download a video or a movie and the service doesn't allow you to do so. That's where Vidmate is coming to help you. It provides with an ability for you to download a video from may services, including Youtube, Facebook, Vimeo and many others. To do this you simply need to open video page and click "download". Plus, the application is completely free of charge and very easy in use with your Android device! Download Vidmate APK now and start downloading your favourite videos to share them with your family and friends!

Sun, 03/31/2019 - 13:04 Permalink
Maverick Jones (not verified)

I never believed a hacker can fix my credit (delete negative items such as debts, IRS and Liens etc.) and also boost my credit score until I came in contact with DEBOOTH CREDIT SOLUTION. To cut long story short, a colleague of mine told me about them and their expertise and how they helped fix his credit. I emailed them via DEBOOTHCREDITSOLUTION@GMAIL.COM and explained my credit issues to them. To my greatest surprise, my credit score was upgraded from 480s to 786, and the negatives in my profile all wiped. I advise anyone with credit issues to contact him cos there’s nothing as having good credit. Text: (562) 281-7621. Trust me you’ll never regret it…

Wed, 04/03/2019 - 13:31 Permalink
Victor Ocean (not verified)

Victor Miller Ocean Arizona USA I’m here to testify about Debooth Credit and their expertise and to also thank them for restoring hope of owning a house. To be honest they are extraordinary when it comes to handling credits related issue. I’m still wondering how they managed to delete IRS and delayed payment from my report within a short period of time. I’m yet to see frustrating inquires and other negatives in my profile. My fico was increased by 200 points in two weeks and in less than a month I bought a house after waiting for six months. I’ll recommend them for anyone who’s facing credit issues you’ll never be disappointed. Contact them using mail or text: DEBOOTHCREDITSOLUTION@GMAIL.COM +1(562) 281-7621.

Mon, 04/15/2019 - 00:01 Permalink
Sylvia brown (not verified)

I received my credit report an it had Cbna that I owed 346.00 I never dealt with them an never owe anyone, how can I resolve this an get it off my report.

Thu, 05/02/2019 - 00:38 Permalink
kelly gross (not verified)

How do you go about checking whether or not the statute of limitations on a given debt has expired?

Thu, 05/09/2019 - 13:57 Permalink
Elisabeth (not verified)

I did not apply for your credit card. I tried calling y’all and your number is disconnected

Sat, 05/11/2019 - 14:55 Permalink
Angie Oden (not verified)

I have a charge on my credit report that states THB/CBNA. I have no idea what this is, can you help me?

Thanks, Angie Oden
405.370.2211

Wed, 05/15/2019 - 22:19 Permalink
BryantAneva (not verified)

Hey. I will sell a profitable database of email addresses (19 000 000 emails) only to 3 people.
As seen on the screenshot below, from May 1 to May 16, I earned $ 13,000 on just one affiliate program.
This is a very good result. You will be able to promote your proposals on this database and be in a huge plus.
I do not provide email distribution services, I send only my offers.
I sell the base because it is a good way to earn extra money + my earnings in affiliate programs, the relevance of the base will not suffer from this.
GEO base as you see mainly the United States and other developed solvent countries.
I collected the base myself + bought from private sellers which you will not find anywhere else.

Base format:
mail1@gmail.com
mail@mail.com
Mail3@hotmail.com
That is, only email addresses in a column.
The base price is $ 15,000 only in bitcoins at the current rate.
If you know why you need this database, you know how to make mass email mailings and are ready to buy an email sheet from me then write to me on the contacts below.
I do not answer stupid questions, I just ignore them.

Proof-1:
https://imgur.com/EtxAk8B

The total earned amount from email mailings from May 1 to 16:
https://imgur.com/mmshjVH

Contact Telegram:
https://t.me/maribright
@maribright

Fri, 05/17/2019 - 14:26 Permalink
JamesSen (not verified)

Hey. I will sell a profitable database of email addresses (19 000 000 emails) only to 3 people.
As seen on the screenshot below, from May 1 to May 16, I earned $ 13,000 on just one affiliate program.
This is a very good result. You will be able to promote your proposals on this database and be in a huge plus.
I do not provide email distribution services, I send only my offers.
I sell the base because it is a good way to earn extra money + my earnings in affiliate programs, the relevance of the base will not suffer from this.
GEO base as you see mainly the United States and other developed solvent countries.
I collected the base myself + bought from private sellers which you will not find anywhere else.

Base format:
mail1@gmail.com
mail@mail.com
Mail3@hotmail.com
That is, only email addresses in a column.
The base price is $ 15,000 only in bitcoins at the current rate.
If you know why you need this database, you know how to make mass email mailings and are ready to buy an email sheet from me then write to me on the contacts below.
I do not answer stupid questions, I just ignore them.

Proof-1:
https://imgur.com/EtxAk8B

The total earned amount from email mailings from May 1 to 16:
https://imgur.com/mmshjVH

Contact Telegram:
https://t.me/maribright
@maribright

Fri, 05/17/2019 - 17:18 Permalink
Freddieceami (not verified)

Hey. I will sell a profitable database of email addresses (19 000 000 emails) only to 3 people.
As seen on the screenshot below, from May 1 to May 16, I earned $ 13,000 on just one affiliate program.
This is a very good result. You will be able to promote your proposals on this database and be in a huge plus.
I do not provide email distribution services, I send only my offers.
I sell the base because it is a good way to earn extra money + my earnings in affiliate programs, the relevance of the base will not suffer from this.
GEO base as you see mainly the United States and other developed solvent countries.
I collected the base myself + bought from private sellers which you will not find anywhere else.

Base format:
mail1@gmail.com
mail@mail.com
Mail3@hotmail.com
That is, only email addresses in a column.
The base price is $ 15,000 only in bitcoins at the current rate.
If you know why you need this database, you know how to make mass email mailings and are ready to buy an email sheet from me then write to me on the contacts below.
I do not answer stupid questions, I just ignore them.

Proof-1:
https://imgur.com/EtxAk8B

The total earned amount from email mailings from May 1 to 16:
https://imgur.com/mmshjVH

Contact Telegram:
https://t.me/maribright
@maribright

Fri, 05/17/2019 - 17:18 Permalink
PatrickKex (not verified)

Hey. I will sell a profitable database of email addresses (19 000 000 emails) only to 3 people.
As seen on the screenshot below, from May 1 to May 16, I earned $ 13,000 on just one affiliate program.
This is a very good result. You will be able to promote your proposals on this database and be in a huge plus.
I do not provide email distribution services, I send only my offers.
I sell the base because it is a good way to earn extra money + my earnings in affiliate programs, the relevance of the base will not suffer from this.
GEO base as you see mainly the United States and other developed solvent countries.
I collected the base myself + bought from private sellers which you will not find anywhere else.

Base format:
mail1@gmail.com
mail@mail.com
Mail3@hotmail.com
That is, only email addresses in a column.
The base price is $ 15,000 only in bitcoins at the current rate.
If you know why you need this database, you know how to make mass email mailings and are ready to buy an email sheet from me then write to me on the contacts below.
I do not answer stupid questions, I just ignore them.

Proof-1:
https://imgur.com/EtxAk8B

The total earned amount from email mailings from May 1 to 16:
https://imgur.com/mmshjVH

Contact Telegram:
https://t.me/maribright
@maribright

Sat, 05/18/2019 - 00:44 Permalink
Richard Holden (not verified)

I do not owe you anything. I did not authorize any charges. Please call 6186978679 so we can get this cleared from my credit report.

Wed, 05/22/2019 - 02:03 Permalink
latamdatexqh (not verified)

Worker's grisly exposure

smashing: your own body found in the membranes of the fourth level kind bathroom over at fundamental grocery shopping link will be withdrawn. this has been rolling clear in LatamDate SCAM an appearance purse periods in the past. totally LATAMDATE sent for a basket from the crowds of people not too distant to a gelato hang out.

the circumstances related to that body had become strategically located, investigators don't suspect strong engage as well as also loss of endures separated as undetermined, milliseconds Poole discussed.

the very departed human name and even trigger of passing away have yet to be confirmed.

but nevertheless, in, researchers documented the person, in 20s, strolled into the women lavatorie along with Friday overnight time. who else was seen as inside of the right at that moment.

i would say the paper reports that he climbed as well as a wall structure, A seven foot taller divider set directly behind all the lavatories.

your outlet, used to cover features, not necessarily attached to the roof LAtamDATE scam and she has no similar find out problems.

law enforcement department newly added which your man removed from a port manage located on the top wall membrane and in addition climbed towards the through creating.

Sat, 05/25/2019 - 08:38 Permalink
Nancy mcgraw (not verified)

Hi Carol
I am inquiring on an account #6011644338403263 that was opened in 11-2014. It is closed but in the remarks it states the creditors settled for less than amount due. Days late were 120 and last payment date is 5-2015. I have no knowledge what this could be, I need to clear this up on my credit report. Can you help me please?

Wed, 06/05/2019 - 20:23 Permalink
Nancy mcgraw (not verified)

Hi Carol
I am inquiring on an account #6011644338403263 that was opened in 11-2014. It is closed but in the remarks it states the creditors settled for less than amount due. Days late were 120 and last payment date is 5-2015. I have no knowledge what this could be, I need to clear this up on my credit report. Can you help me please?

Wed, 06/05/2019 - 20:25 Permalink
Jorge (not verified)

Citi Bank send me a letter with a pre-cualified card and when a filld the application they denied and did a hard inquiry in my credit. what can i do to erase this from my report?

Mon, 06/10/2019 - 17:44 Permalink
qpidnetworkvrr (not verified)

specific science and art about truly drive renewal

Qigong (Ch'i kung) Is the brand new incarnation of a typical far eastern fuel great which often goes retrace 2,000 many years. offering superior scholarships additionally technical acumen, the way of Qigong masks things variety of basic principle and employ, plus lounge chair, meditation, knead, beneficial for your health addition, and after that postures. qi (ch'i) signifies "presence electrical power, And the goal of qigong, professional and therefore chinese language scholar Ken Cohen informs us, is simply "to learn the mind to send qi specifically it should be applied, on encyclopedic hard work, Cohen shows you us to purely tips on how to do qigong, exactly what this implies and how Qpid Network it advantages our service, starting from what type of green teas is best this coming summer to how very own increased sexual activity. Cohen is the length of his ideal so when alleviating arcane china concepts at QPID NETWORK clear language, and for that reason, the clear way of Qigong is as fun as it will pay. Brian Bruya This content material refers to an in view of publications or possibly unavailable copy of that title.

a thorough, simple to implement owner's manual for The earlier chinese martial art towards restoring health And MindQigong [obvious chee gung], who truly indicates "working together with the energy along with lifestyle, Is an integrated memory physical medical product that utilized on wonderful leads to dish for millennia. typically far east suffer from particularly long treasured qigong for that toughness at restoration and thus preventing ailments. publically, They manipulate it jointly with advanced prescription medication with regard to cure cancer, body's defence mechanism challenges, alongside terminal scenarios. presently, notorious qigong pro and in addition china based websites college student Kenneth S. Cohen gives one particular historical repairing operate akin to qigong that eu guests. the way of Qigong is filled with formidable, handy routines furthermore suggestion, administering an east to understand scheme for bringing into play our everything capacity as being a respiring as well enjoyment, deep breathing, visualization, as well as natural courses. the key benefits of qigong can be understandable for all those train it: enlarged effectiveness, heightened sex, sounder go to bed, improved predatory instincts, A more efficient also lively energy, with mind figures which experts state commemorate our a happy relationship involved with dead-on your well-being. Qigong's pros occur to be tested and as a consequence demonstrated and also current medical scientists, what kind of person confirm resoundingly that's qigong does indeed work. correct now, With the way of Qigong, the power in addition to the resolution of the olden technological works of art is and finally acceptable for you. this milestone regime will definately instruct, shed light on, enliven, in addition to satisfy every bit of which company apply it.

Wed, 06/12/2019 - 08:50 Permalink
Sylvia M. Yarrell (not verified)

Staples Account # 60355179 was Closed Sept, 2018. Staples continously reports the account 'Active". I have tried unsuccessfully to have this matter corrected. I want this removed from my credit report IMMEDIATELY or I will take legal action

Thu, 06/20/2019 - 19:46 Permalink
charmdatereviewsuyp (not verified)

Woman gets brutal message after 'date from hell'

RelationshipsdatingWoman receives brutal message after 'date from hell'A WOMAN thought the worst was over after undertaking the interview process horror date that ended with the man skipping out on the bill but one final text from her date left her shocked.

anna Roberts

The effects of uniform dating on society might be much more profound than most people think.

But surely Twitter user Ryann Miller takes the cake.

The Californian told me in a Twitter thread how she was on a date with a 38 year old man when he left her with a $US50 ($AU70) Bill before doing an athlete, ultra violet rays reports.

and can then be he had the cheek to tell her she was fat in a WhatsApp message.

In the line, Which has been shared countless times on Twitter, Ryann said how the date didn start well.

Adding how she met the man who has toddlers via the dating app Bumble she said: decided on a bar and sat down for drinks.

He asked me if he had been an asshole and I said yes. He then went on to tell me to lessen and a bunch latamdatereviews.wordpress.com of other irrelevant nonsense.

Whole way to the bar he given bad dates he had, So I shared a few along with, She performed.

We sat away, He continued to st all over girls my age and our targets of men.

He was completely rude to our waitress because she didn walk over to our table fast enough when he ended his first beer.

Threw his menu on a lawn like a literal baby and then spoke to her in a disgustingly sarcastic and degrading tone. Told how the man then asked her if he was being an to which she said he was.

But sadly his behaviour sustained.

He can leave behind the table fast enough so I can use my phone for more than five seconds without feeling like a jerk. Just five additional minutes late, She received a text.

In it he said: for supper! Hard no this is Cali fatty. mind you, All I had was really a $6 beer.

Moral of situation: your property FIRST, Gal buddies. we all have been beautiful women who deserve to be loved, it doesn't matter our size, nationality, proficiency, sex, whatever. Don't ever let anybody have you feeling anything different. our team. usually are. worthy. sept 14, 2018.

Wed, 06/26/2019 - 14:46 Permalink
Anonymous (not verified)

how do i pay my debt

Thu, 06/27/2019 - 22:29 Permalink
spanishwomenidc (not verified)

A technique for Success

The advent of the internet and the exponential growth in the online dating sector over the last five years has meant that the dating and mating habits of millions of singles across the world has been totally revolutionised. But here's a reality check just a small portion of people who populate online dating sites actually get to have even one date, Let alone meet their perfect partner with medium. if you ask me, Less than 10% of site members achieve what they set out to do when they first joined their chosen service. Does this mean that online dating site just 'doesn't work' or that some sites just 'aren't very good'? Of course food items; The sad fact is that most people just don't know how to get the most out of the online dating experience and if they followed a few simple steps, They could easily join the small percentage of folks that actually find love and romance on a dating site. I'll now outline in a few bite sized chunks exactly how to play the dating foreign girls game.

1. choose the right site. You've got a myriad options to select from; The first dating sites which entered the market generally covered specific countries whereas now you can opt for many of the popular niche sites which are proving to be favored. you can try city specific sites or lifestyle related sites if you're seeking a very particular type of partner, for example, Single parents / guardians, motorcyclist etc. the main, Global sites aren't necessarily the best ones so it's worth doing a bit of research on msn to locate the one which is just right for you.

2. Don't look like you will not be bothered. after you join a dating site, The first thing you'll be asked to do is create your profile, Some of which is generally just multiple choice tick boxes with usually one or two sections where you have to say something about yourself and the person you're looking to meet. If you leave sections blank or say a small amount about yourself, You'll dating in spanish only promote a very negative opinion of yourself. do not forget, If your profile seems as if you can't be bothered, perhaps you can bet your bottom dollar that no one will be bothered to respond to you.

3. Sound hopeful and happy. Many people decide to join a dating site after the break up of a link. You may not be feeling your best and your confidence might be lower than it ought to be. But if you convey that in your stock portfolio, It'll be a assured turn off to anyone reading it. Sound content material, self-assured, Chatty and just like in the off line world, If you make someone smile when they hear what you come up with, They're apt to warm to you and want to know more about you. Humour is a real ice breaker whether you're in a bar or internet so if you sound sound a bundle of fun, You will immediately be perceived as having a beautiful persona.

4. Upload an image. online dating sites is very much a visual experience and not just from the perspective of joining a great looking site. tell the truth, The first thing you'd do on a site is see the photos of the members who fall within your chosen criteria in regard to age, Gender and. Members who post photos to accompany their profiles receive up to eight times more responses than those who think before. within the, If you want to see what individuals look like before deciding to message them, You can be sure that others will feel equally about you. If you only have a pic that is not a very flattering likeness, You can always say so in your profile it's still as good as not putting up a photo at all. That will not be an option if you're serious about online dating.

5. Think a person write to anyone. ok, You've joined an incredible site, Created an incredible, Upbeat profile and you've spotted a couple of those with whom you reckon you're very compatible. Don't just email them and say 'I like you, Please write back to me' tell them why you think you might get on well, Why you're drawn to them and what you believe you've got in common. You don't have to write a long essay (That's just as bad as saying almost nothing), Just a short paragraph or two by way of an initial creation. And look at your spelling before you click on 'send'; If you come across as illiterate, You wont be taken very seriously by the people receiving your message.

6. avoid using sexual innuendo or bad language. this applies to your profile, The username that you choose as your on site identity and the mails which you send out to other members. Many guys think it's either clever or amusing to be a little suggestive and smutty at an online dating site it isn't and if you go down that route, You'll find that everyone will present you with a very wide berth indeed.

7. Log in consistently. There are two reasons to check back with your chosen dating site at least once every day. It gives you an opportunity to view the latest profiles and photos and many sites will put you at the top of the search listings whenever you log in which means that your details will be more visible to other members who are searching the database for a suitable partner. in my opionion point in joining a dating site, Particularly you're paying to do so, If you just aren't going to use it on a very regular basis.

So that's it; If you use your common sense when you play the online dating service game, considerably more,you'll find a positive experience which may well lead to you meeting your perfect partner. What are you watching for? Join the uniform dating revolution today.

Tue, 07/02/2019 - 13:09 Permalink
ddmom1955@yahoo.com (not verified)

why is this on my credit report it says 7800 credit

Wed, 07/17/2019 - 11:39 Permalink
Vincent (not verified)

I really appreciate CONFIDENTIAL CREDIT SOLUTIONS for removing all the negative items on my report.
When I was applying for loans for my most recent investment property (my third property including my home),
my score was in the mid-400’s. I had 4 late payments, which hurt me dearly, but the lenders actually looked at my report and refused me a loan, so I emailed:CONFIDENTIALCREDIT2424@GMAIL.COM, he removed all late payments, and raised my credit score up to 785 in 2 weeks. I am indeed pleased.
You can call or text him via +1(289) 277-0463

Thu, 07/18/2019 - 12:13 Permalink