Recently, I disputed 2 credit card accounts with the credit bureaus and they informed me that the info was "verified" and would remain on file. I called Experian directly after this and was told that I needed to contact the Original creditor since I was not happy with the dispute results. I did this and received a letter from the credit card company stating "they had no records on the accounts" and "they had been sold to a collection agency in June 2008". The collection agency does not show up on any of the credit reports. Do I leave this alone or forward the letter (from original creditor) to the credit bureaus in hopes of getting these removed from my credit files? Date of 1st delinq. 7/2003 Charged off 3/2004. Credit bureaus state that items will be removed 3/2011, is this right?
Really seems odd that the bureaus "verified" this information with the creditor, but when I sent letters directly to them, they state they don't have any info. Go figure?!!?
no account info
Hi vib,
Welcome to this community :)
This a 623 dispute situation.
You can ask for the documentation of the debt from the original creditor. However, the creditor generally does not retain information on an account after 18 months. If the creditor fails to give you information on your account they are supposed to remove the item from your credit report. You will get this under the section 623 of Fair Credit Reporting Act (FCRA).
Thanks,
Aaron
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Maker Petro Poroshenko wins Ukraine presidential political election
"This is the particular values, " Poroshenko stated. "The prizes, The justice, the absence of the corruption, The fair system of the courts when everybody is able to defend themselves. tired asking me, 'What will be the fact?' In one word it's just modernize my country. "The study, Which interviewed ukrainian babes 17,000 voters attending 400 precincts, Claimed a margin of error of 2 rate points, indicating Poroshenko clearly passed the 50 percent mark needed to win without a runoff. The regional government in Donetsk said only 426 of 2,430 polling stations in the community were open Sunday, And none in the neighborhood of Donetsk, made up of 1 million people. "I am convinced how the election must finally bring peace to Ukraine, deter lawlessness, Stop mayhem, Stop bandit fear in the east, " Poroshenko pronounced. "People with weapons must be taken off Ukrainian streets, Ukrainian villages and cities. Poroshenko strongly backs closer ties because of the 28 nation EU, But also speaks about the call to normalize ties with Russia. "He is a very smart man who can work hard choosing a others, And he is also a businessman and knows that compromises are essential even if unpleasant, " Said 55 year old Kiev teacher Larisa Kirichenko. A convoy of an armored personnel carrier and seven trucks carrying hundreds of heavily armed men drove through central Donetsk. At one sta, Vyacheslav Kucher, 36, Tested the doorstep and gave a thumbs up sign after finding it locked. Just over the other day, Rinat Akhmetov, The billionaire metals tycoon who is Ukraine's wealthiest man, Had workers from his factories in Mariupol join police to patrol the city and evict the pro Russia insurgents from navy buildings. "I want order in this type of country. We can't continue need their supplements refilled president. "We came to show in which whole situation is contrived, " he explained. "One side are called terrorists, average get called fascists. But we have no disparities between us. there are one faith, We speak one verbal. We simply want there to be peace. Poroshenko said his first priority is to end the war and chaos caused by pro Russian separatists in the east.
Sunday's ballot taken place despite weeks of fighting in the sprawling eastern regions that form Ukraine's industrial heartland, Where pro Russia separatist have seized government buildings and battled state administration troops. The rebels had vowed to block the ballot in the east and but 20 percent of the polling stations were open there.
In an interview with CBS News correspondent Clarissa Ward for "60 tracphone minutes, Poroshenko who believed he was "one and only" The ninth richest man in the Ukraine said many of the nation's oligarchs did not support the revolution just because it was good for business.
"This is in regards to values, Poroshenko described. "The worth, The rights, the absence of the corruption, The fair system of the courts when everybody is able to defend themselves. if you're asking me, 'What constantly?' In one word it is only modernize my country,
The poll, Which interviewed 17,000 voters located on 400 precincts, Claimed a margin of error of 2 proportionate amount points, showing Poroshenko clearly passed the 50 percent mark needed to win without a runoff. It was directed by the Razumkov Center, Kiev cosmopolitan Sociology Institute and the Democratic Initiatives Foundation.
The election came three months after the country's pro Russia leader fled in February, Chased from power by months of protests over corruption and his decision to reject a pact with europe and forge closer ties with Moscow, And two months after the ussr annexed Crimea.
Yet concern of who was able to vote Sunday loomed large over the democratic process. a small amount of 35.5 million Ukrainians were eligible to vote, But separatists in the eastern Donetsk and Luhansk regions possess 5.1 million voters said they will not hold the vote because they're no longer part of Ukraine.
Little voting was as far back as in the east. The regional supervision in Donetsk said only 426 of 2,430 polling stations in the area were open Sunday, And none in the town of Donetsk, where you have 1 million people. it has no voting in the city of Luhansk either, But some stops were open in the wider Luhansk region.
Fighting broke out Sunday in the Luhansk town of Novoaidar, Where an AP reporter heard heavy gunfire. Areas north of town, 30 miles north of the rebel held town of Luhansk, Are under the control of pro administration forces.
Sergei Melnichuk, A Ukrainian army battalion commander stationed in Novoaidar, Said about 50 armed pro Russia rebels attacked a polling station needing to seize ballots already cast. He said these folks thwarted and 13 of them were captured.
The Interfax Ukraine news agency quoted deputy interior minister as saying yourself was killed and another injured in the fighting.
Poroshenko decried the deadly clashes in his us after casting his ballot Sunday in Kiev, Where many people wore tend to be embroidered shirts in a sign of Ukrainian patriotism.
"I am convinced that the election must finally bring peace to Ukraine, bring to an end lawlessness, Stop turmoil, Stop bandit terror in the east, Poroshenko suggested. "People with weapons must be far from Ukrainian streets, Ukrainian villages and cities,
Many voters appreciate Poroshenko's pragmatism and his apparent knack for skimp on, A unique trait in a political environment long covered with intransigent figures. Poroshenko strongly backs closer ties on the 28 nation EU, But also speaks about the necessity to normalize ties with Russia.
"He is a very smart man who can work hard comparability others, And he is also a businessman and knows that compromises are necessary even if unpleasant, Said 55 yr old Kiev teacher Larisa Kirichenko. She also voiced hope that Poroshenko will negotiate a peaceful solution to troubles in the east.
The interim Kiev u. s,presidency and the West have accused Russia of backing the separatist uprising. Moscow has denied the allegations but annexed Ukraine's Black Sea peninsula of Crimea after a separatist vote there.
Ukraine and other world have not accepted Moscow's annexation of Crimea, So residents there who wanted to vote Sunday were allowed to journey to other areas in Ukraine. It was unsure how many did so.
Ukrainian election officials said they have obtained as little as 26 percent of the election registers for the Donetsk region and 16 percent for the Luhansk region. Ukraine's deputy indoors minister, Serhiy Yarovyi, Said police could only ensure security at polling stations in just nine of the 34 electoral zones in the east.
There were plenty of interruptions Sunday in Donetsk. A convoy of an armored personnel carrier and seven trucks carrying a couple of hundred heavily armed men drove through central Donetsk. The gunmen got out of your trucks, Stood to attention and shot into the air in jubilation as several thousand supporters cheered them.
A team of insurgents visited polling stations Sunday in Donetsk to guarantee they were closed. At one train station, Vyacheslav Kucher, 36, Tested the front door and gave a thumbs up sign after finding it locked.
"I am checking to see things are normal, To see that there are no nonsense, which means this junta doesn't come to power, Kucher expressed.
Outside the Donetsk direction building, that steadily been occupied by rebels since early April, A group of masked men drove up carrying confiscated ballot boxes and made a show of smashing them next to news cameras.
One polling station in Donetsk opened but minutes later gunmen arrived and forced its election money out. Gunmen also stormed the Donetsk village council in Artemivka which was hosting a polling station and set it ablaze, The Ukrainian inner surface Ministry said.
Yet some parts of the Donetsk region remain under greater government control so voting could materialize.
inside Azov Sea port of Mariupol, 202 out of the town's 216 polling stations were working. Just over a week ago, Rinat Akhmetov, The billionaire metals tycoon who is Ukraine's most wealthy man, Had workers from his factories in Mariupol join police to patrol the city and evict the pro Russia insurgents from authorities buildings.