You must have visited and signed up with "optoutprescreen.com". If you have forgotten about the rest of the details, then you can go through the 'Opt Out Program' once more. You will an option of opting out. Once you click on that option you can opt out for 5 years. You can also go for the permanent opt out option. Otherwise, you can also visit the 'security freeze' section of the individual credit reporting agencies. _________________ All the Best
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.