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Subject: Free Credit Report & Repair Kit?
Posted on Tue Dec 01, 2009 3:40 am  

I am wonder if I can get my credit score my self and repair it

Please let me know if you have the free Credit Report & Repair Kit.

Thanks in advance,


Joined: 17 Jul 2006
Justin's page
Posts: 1238

28944 Magic Points

Posted on Tue Dec 01, 2009 6:02 am  

Hi Axiognonicror,

You can draw your free credit report from and your credit score from Yes, obviously you can repair your own credit report. First, pull out your credit report and check if all the information listed is correct. If not, then dispute it with the credit bureau through a dispute letter. Next, check your outstanding balance and proceed towards paying the debts. Check if any of the debts have past the statute of limitations, and then ask the bureau to remove it. You can also use a pay for delete letter to get the negative items off your credit report.

Once you have done this, you can apply for a secured credit card, or become member of a credit union. You need to use the card responsibly to give your credit score a boost.
All the Best Smile

Joined: 26 Feb 2008
fireyone's page
Posts: 4246

124 Magic Points

Posted on Tue Dec 01, 2009 4:12 pm  

Hello and welcome. You can also ask questions here at this forum and we can help lead you in the direction of repairing your credit. For instance if a debt is past the SOL (staute of limitations) we can inform you on how to go about gettingthe collection calls to stop.We would need informaiton on what debts you were trying to resolve. Things like the date of last payment, if the original creditor still owns the account. Let us know if we can help.
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