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Answering A Summons. What else should I do?

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michael_stangl84



Joined: 06 May 2009
michael_stangl84's page
Posts: 2



57 Magic Points

Subject: Answering A Summons. What else should I do?
 
Posted on Wed May 06, 2009 6:52 am  

I've been summoned to court for my Washinton Mutual account. The amount is 1,475, plus they want interest and attorney fees. I'm preparing to answer the summons in a day or two, but I was wondering if I should also ask for debt validation while I'm at it. Or can I/should I call the attorney's office and try to settle before it goes to court? It's within the SOL still and the account has been bought by a junk debt collector and now seems to be through an attorney's office.
rachael
Guest






 
Posted on Wed May 06, 2009 7:34 am  

Hi michael

In my opinion, asking for debt validation could be of help.There is no way for a junk debt collector to prove, that you owe him money because there is only an assignment of the debt given to him and not a contract between you and the creditor. Even if he has purchased the account, it does not make him the original creditor. He is still a debt collector and covered by the FDCPA.
Guest







 
Posted on Wed May 06, 2009 9:49 am  

So debt validation could say that I'm not contractually obligated to pay the debt collector and my case could be thrown out?

OR, could it prove that I actually owe a lesser amount than what they're asking and allow me to settle for a lesser amount either in court or out.

That being said, my main question is this: Can I call the attorney's office that is suing me and try to settle before court?
michael_stangl84



Joined: 06 May 2009
michael_stangl84's page
Posts: 2



57 Magic Points

 
Posted on Wed May 06, 2009 2:01 pm  

Sorry, that last post was mine. I also don't know why my avatar is a girl and can't be changed Rolling Eyes
Pamela
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Subject: Answering Summons
 
Posted on Thu May 07, 2009 3:39 am  

What is also possible is, you convince your original creditor that you want to settle your dues with him, requesting him to pull the accounts from the junk debt collector. In the meantime get your debt validated. If you actually owe the debt, reply to the summons telling the court that you are in the process of debt settlement with your creditor.

You could also negotiate with your creditor. There is a possibility that the debts might be reduced by 40-60%. You can also request for a new structure of payment that is affordable. The last option could be to seek help from debt settlement agencies.
Mary

Mary

Joined: 06 Jul 2006
Mary's page
Posts: 684



17426 Magic Points

 
Posted on Thu May 07, 2009 7:37 am  

Hi michael
You can change your avatar anytime if you like by visiting edit profile option after signing in with your user id and password. However, the height and width of the avatar should not be greater that 150 pixels and the size of the file should not exceed 17 kb.
_________________
Where there's a will, there's a way !!
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Posted on Tue Oct 08, 2019 5:31 pm  

contraceptive Could Change Human Attraction

Science tells us that humans have evolved year after year to make better decisions about whom to choose as a spouse, But a growing body of studies suggest that women could undo all that evolution with a simple pill many are already taking.

contraceptive pills, According to overview of the literature published today in the journal Trends in Ecology and Evolution, May alter the menstrual cycle in such a way that both women and men are affected in their appetites for the opposite sex.

But researchers caution it is too early to draw conclusions about results of the pill, And some even doubt if science could ever answer how much hormones dictate human fascination. "in order, creditors, I wouldn't like to raise any concern among the pill users, Just awareness that these type of effects might also be possible,

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the men, in the mean time, Have been found to be more attracted to women whilst the month when they are most fertile. One study of exotic dancers published last year suggested that those who were not on the pill would see a rise in their tips around the time they reached peak fertility.

Research has suggested this to be, just because when women were on the pill, The movement in attraction do not swing as wildly, And exotic dancers who had been using birth control did not see significant variation in their tips as the month progressed.

But even if this speculation becomes a well evidenced theory, It most likely will not mean women should go off the pill.

"We have to weigh the benefits besides the costs, claimed Dustin Penn, Director and senior researchers for the Konrad Lorenz Institute for Ethology in Vienna. "If it happens to be true that the pill alters [unique] Mating preferences. They may be willing to accept those consequences given advantages of renting computers that they enjoy from the pill,

It is similar, he said, To the case of a drugs that might reduce symptoms but prolong the illness itself slightly.

"We might choose to be sick another day because we do not want to feel bad, considered Penn.

doctor. Karen Boyle, A fertility expert at the Greater Baltimore facility, Said doctors are pretty clear about what the pill can do to a woman biologically.

"Some of the newer birth control pills, the ones that have different hormone combinations that make menstrual cycles disappear, Have been known to customize the moodiness with the cycle, understood Boyle. "The pill is also sterile against ovarian and endometrial cancer,

But Boyle was a little intrigued by the sudden increased a fixation with the pill by sociologists.

"The interest that science and the community at large has had with female sexual health has changed over the last period, She told.

But while Boyle would like to know whether the pill could influence who we settle down and marry, She doubted whether any studies could prove the anchor text.

"You could scale from the pill, But the women who use birth control have other biases their education levels, Their heart to heart talks skills, celebrity fad Boyle. "It's interesting but because it's such a difficult thing to study, It hasn't been something that we would discuss with patients who are going to start the pill,

Would a Genetically Similar Mate be Humanity's demise?

by far the most controversial, And most pressing arguments for studying the pill's effects on mate selection was the impact on future generations.

A few small studies in the published review found a genetic distinction between the men women find attractive during a natural cycle, And the men women found stunning while on the pill. Women on the pill found men who were more genetically similar to themselves more pleasing, While women who were off the pill found men who were genetically dissimilar that much more attractive.

Animal reports has shown that genetically similar mates have a harder time producing offspring, And the young they do produce are less fertile in turn.

then again Dr. bill Hurd, A fertility expert at the University Hospitals Case clinic, Was suspicious of the jump from the animal kingdom to modern problems with infertility.

"In a persons world, Infertility from genetic similarity is actually not found to be true, Even though everyone has started to suspected it, assumed Hurd. "Doctors tried for years they thought that recurrent miscarriages were related to genetic similarity, But they couldn't find a model,

Hurd said doctors used to test infertile couples to see if they were HLA compatible a genetic similarity on blood cells that can decide if a person is a match in organ transplants. having said that, The HLA testing proved unhelpful to treating fertility.

Hurd was also distrustful about the leap from small studies asking which person you find attractive in a picture, And asking which person you would choose for a wife.

"this study really didn't even touch that. This study didn't even talk about choice of a mate, They talk about priorities, suggested Hurd.

"I would venture to guess that the changes within our interpersonal connections would influence future mating patterns think about how online dating has changed who we pick to date, stated that Hurd. "You're buying a person online.

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