JUDGEMENT IN STATE OF TEXAS

Submitted by Anonymous (not verified) on Thu, 06/11/2009 - 16:39
Forums

I need some advice... I have a judgement on my credit report in the state of TEXAS......This is from an old credit card debt. THIS account has been sold to 3 different collection agencies...They are now calling me and sending me letters that they are gonna lein my home, make me sell any property that I have and lein my bank accounts..

CAN THEY DO THAT ????

THANKS for any advice you can give me..

my email address is "lpfaffchin@gmail.com"

[Link deactivated as per Forum rules]

Hi Lauriemchin,

There are certain laws regarding collection of judgment amount in the State of Texas. They are as follows:

1) The collection agency can place a lien on your home, but cannot force you to sell it.
2) Your bank account cannot be seized, if it is a joint account with your spouse.
3) Your wages cannot be garnished except for child support, student loans or federal taxes.
4) Your personal property is exempted from seizure up to a certain limit.
5) If you have only one car, it cannot be sold to pay off the judgment amount.

I would suggest you to contact the collection agency and try to pay off the judgment amount. If you cannot afford to pay down the full amount, you can also request for a payment plan.

Fri, 06/12/2009 - 04:02 Permalink
Elisha Jones (not verified)

My property was sold due to a credit card debt that is not mine. I live in Dallas, Tx. This is an illegal sell. There is a mortgage on the property. Mortgage company has 1st lein which I am still paying, yet I have a lady fighting me with a constables deed stating this is her house. The house is leased out thru section 8 which is thru the county. They are paying the other party, I am paying the mortgage, making repairs, insurance and have just been billed for my taxes. The attorney who did this states, after 4 months he will file a Release of Deed but he is dragging his feet. Help. Do I need to sue? How long does it take to reverse this if a release of Deed is filed? This attorney who is the debt collector is also the attorney you would call if you are tired of being harrassed by bill collectors and so are many others. Any advise as to an attorney you can trust.

Tue, 10/20/2009 - 00:50 Permalink
blonde (not verified)

I just got called by a collector saying that they will be serving me with a judgement, I live in Lubbock Texas and I have no clue what the laws are in texas concering this. the only thing that i am wandering about is can they really freeze my bank account, I have my check direct deposited and my husband is disabled and he gets his disablility check deposited.

Thu, 07/14/2011 - 23:01 Permalink
MSMlegal (not verified)

No, they cannot freeze your bank account in TX. They only thing that will happen is the judgment will hit your credit report and you won't be able to get a mortgage until it's paid. simple. But the kicker here is that a bill collector cannot issues a judgment. Only the credit card company can do that. If the credit card co. has sold your acct to a debt collector, then no judgment can now or ever be made against you for this debt. If this is a bill collector threatening you, my bet is they're bluffing. no worries.

Thu, 08/18/2011 - 16:03 Permalink
St (not verified)

How long can a judgement legally stay on a credit report if the judgement was filed in the state of Texas?

Fri, 10/07/2011 - 15:33 Permalink
lynnie (not verified)

I own a business and had to go to court in texas the judge has not ruled on the case. If the planif wins can they garnish my personal bank account or just the business bank account? Can they take my house or my car I onlly have one personal car but the business has a 2006 van and I am still paying on it.

Mon, 11/26/2012 - 01:44 Permalink
Princess (not verified)

My question is the same as Lynnie, the judgement was awarded against me and my company. but the kicker is that my name was spelled wrong in the law suit...

Is this judgment legal against me... And can they take or sieze my business account.. I understand the Plantiff can do a writ.. What is a writ and how does it work?

Mon, 12/10/2012 - 20:01 Permalink
Lorine40 (not verified)

I have received a letter from an attorney saying he is going to put a lawsuit against me and my husband the suite is from 2008, My home is homesteaded and I am on Social Security. I had became ill and know I am disabled what is the rights, this is a 10,000.00 judgement.
Thank You, Lorine40

Sat, 12/15/2012 - 22:35 Permalink
Lorine40 (not verified)

I forgot to tell you that it states that this is a debt collector, But he states he is an attorney. Please help !!!! Lorine40

Sat, 12/15/2012 - 22:39 Permalink
Jimmy58 (not verified)

I recieved a letter from a collection agency stating that i owed them 28,000.00 dollars for a credit card co. i had never heard of.I sent a letter back stating i wanted to see proof that i owed this debt.They mailed me a copy of a judgement that was eight years old and was filed by a completely different company.My question is can a judgement be sold from one collector to another in the state of Texas.

Fri, 02/22/2013 - 21:35 Permalink
lola35 (not verified)

If my witness cannot appear during court can I have a statement snt notarized?

Wed, 06/26/2013 - 19:20 Permalink
Adolfi (not verified)

I received a civil citation from a server on 12/24/13. The server was standing at the front door and someone in the car was blowing on the horn to wake us up. My son answered and he proceeded to tell my son i was getting sued and needed to respond in 20 days. What are my options? I do not have a job and can not afford an attorney. It is a credit card debt that was bought from someone else. The credit card debt is several years old. Can they freeze my husbands account if they win and can they collect if we sell our homestead? Please help I am getting ulcers on this. Thanks.

Fri, 12/27/2013 - 20:52 Permalink
ann (not verified)

i have a judgement against me...if my husband buys a house (for sale by owner) can they put a lien against him after he owns it. my name will not be on the house at all.

Mon, 04/07/2014 - 18:51 Permalink
Guest (not verified)

I my credit card was debt was sold. They threatened legal action. I thought it was illegal. Now my bank account has been seized! My whole paycheck for the month has been seized. what do I do now? pay for legal help and I don't have any money now... mokeitaw@sbcglobal.net

Tue, 05/27/2014 - 02:44 Permalink
matzcrorkz (not verified)

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Tue, 08/05/2014 - 16:29 Permalink
dalia (not verified)

i have a judgement for a credit card to best buy in 2004. made last payment in april 2004 and they filed a judgement in may 2008. what are my next steps to try and clear this amount. judgement is 2177.00 but they want to settle for 3,000.00?????

Wed, 02/04/2015 - 19:58 Permalink
dalia (not verified)

i have a credit card judgement in the amount of 2177.00 which was sold to another company. they are trying to make me pay more. can they do that

Sun, 02/22/2015 - 02:31 Permalink
michael wicht (not verified)

Hi my name is Michael Wicht on September the 18th of 2014 I was handed attorney fees in a small town called Bryan TX the judge had to thing for a few days before making a decision on what would be the amount given I got stuck with 7,000.00 and I took her back to court I don't have that kind of money and I'm scared to know what to do I been paying what I can every month for good faith because its what I was ordered to do please help me Im afraid of Garnishment and Liens, and whatever else could happen

Mon, 09/21/2015 - 18:23 Permalink
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Tue, 12/08/2015 - 21:15 Permalink
John Paul (not verified)

Lien for credit card debt was placed on my girl friend's home which is homesteaded. This was filed in the courts six years ago. Recently she called to tell me a law firm notified her by mail seeking to settle for half the amount. She cannot pay this. She is not going to contact them. She was told after ten years the lien falls off. I read that a "state lien" could be renewed for 20 years two times. Is a credit card judgment, or lien considered a state lien? Will this ever go away if she can never pay this? She has nothing by her home. Appreciate your help as she has about given up ever getting out of debt. Her life changed for the worse, and doesn't seem to be getting any better.

Tue, 05/02/2017 - 05:30 Permalink
John Paul (not verified)

So sorry.....Lien for credit card debt was placed on my girl friend's home was the previous post, and I failed to state the state of Texas is where she is residing.

Thank you for your help.

Tue, 05/02/2017 - 05:39 Permalink
Larv (not verified)

How's things?, sometimes I see a 500 website message when I arrive at this site. Just a heads up, cheers

Sat, 05/13/2017 - 06:10 Permalink
Saraht42 (not verified)

I signed a lease for my son and now he has withheld payment to the leasing party because of non repaired water heater that has been out for 6 weeks and a problem for 6 months. Can they take my bank account and my car in a judgement?

Mon, 05/13/2019 - 18:30 Permalink
Beatrice Sterrett (not verified)

I have a judgement at the courthouse from 2009 on my property. It will not allow me to refinance or get a home improvement loan do you have any suggestions? I live in Texas

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Discover card has a judgement against me......I am a single mom and I work for a city government.....can they freeze my bank account

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Fri, 09/27/2019 - 23:46 Permalink
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endangering sphere aiming for DeJarnette

it's to miss that DeJarnette Sanatorium in route into Staunton on Richmond streets. for instance some sort of haunted, rotting estate, the exact Georgian revival complex of buildings in the area in actual fact a commercial emotional association modeled looking for developed area medical center and internal 1932 excels as opposed to a qualifications of modern dwelling complexes, A Sheetz service station, and one Wal Mart. it's usually as if the town were skeptical because of obtaining clos it, finding rather than to disregard their own position placing streetlights, supermarkets, in addition to the filling stations, wish the place have fade away and / or fall in to fibres.

But in reality Staunton will not disregarding generally unusual roadside attraction. the neighborhood, known for its traditional maintenance hard works, is ordinarily undertaking the long time to comprehend what to do with the old put in. The barns were definitily abandoned in 1996 once DeJarnette medical center for worker proliferation which had worked because a civic child and adolescent psychiatric medical center because the early 1970s moved to the brand new power and had become the earth for youngsters boys and girls.

as per your current Staunton gran sara Avoli, who exactly plus is regarded as the home from your Frontier tradition adult ed (Which got handle of new york state owned and operated houses your land on that tray after the guts taken), The gallery tested for the nine a long time to sell home "with no takers in any respect,

"it is every bit a substantial albatross, states Avoli, what individual creates that its wear, asbestos fiber warmth, since concrete design make the structure extremely hard to work with. "it is unhappy, even so get lastly had organizing an application in order for demolition, according to him.

as well as, The DeJarnette perhaps even is short for with respect to certain vast programs the Frontier modern society gallery maintains for the positioning. regarding 2003, The memorial proposed a $10 million business expansion that is going to intensity the previous casings and moreover turn the hillside inside a good deal haunting entry to town, passing along region to get shopping mall, businesses, which include a 120,000 sq. ft. social unit when using "significant display screen show, remedy typical hotel furthermore meeting heart, And a cutting edge 2,000 square foot generous gift look for the public.

feeling a legal contract with the state, The Frontier culture museum 'd rent the property or house within order to developers, that would make money as for any other planned plans, putting an american native american encampment, A gulf camera village, And a duplicate of your hamlet upon 1850s. in Avoli, The museum has recently booked house as opposed to a beautiful who will start developing once demolition should be complete.

honest Strassler, professional home your ancient Staunton basis, finds out keep in mind this frustrating that Frontier modern culture museum hasn't been able to find a designer willing keep your building. Strassler remarks that a storage alliance of va was included with DeJarnette in their the top 10 connected with dwindling in numbers traditional world-wide-web in in 2002, as well as indicates that a developer was found over developed county facility, an excellent much older multitude Staunton buildings in the area because DeJarnette.

"the perfect tough one with luck, admits Strassler. "gradually, we have ensure you experimented with really encourage coupled with assist the Frontier world art gallery get a hold of an adaptive re use for many structures, only we have now pretty much resigned yourself that they're decreasing,

around the, to be able to spokesperson ann Pollard, The va area having to do with traditional legal services should have the final tell him along whether DeJarnette russian single women is demolished, So it may be a bit prior to when the endangering party swings.

"It's a challenging means designed to verify a household is not just destroyed getting well evaluated, suggests Pollard, individuals who highlights which product evaluations by its virginia program connected early methods, all martial arts styles and consequently new review enter, And a final evaluate of their office environment have to be added prior to a structures dropped.

a certain amount of could imagine the Frontier contemporary culture memorial hasn't tried hot russia mom with enough contentration to see a use for the structure. on balance, Staunton determined individual willing in order to the Stonewall fitzgibbons theater a lot more of the the town center area, although Strassler claims, accounts they are under way in order to typically substantial oriental talk about facility superior. really there must be someone willing aid a complex those definitely looks like Charlottesville's worn out McGuffey high school, this time a profitable martial arts focus.

"to start with there we were virtually trying take bye bye, declares Avoli. "there were tricks it to be a hotel, an art gathering place, a good pet lodge. however use of available an offer, due to the fact Avoli indicates, hawaii decide to build a new internal good health calculator instead of modernize DeJarnette due to the costs as well as,while a tough time in the middle of restoration.

later, naturally, you'll find that there's the let down the history. As haunting as the assembling wihtout a doubt is usually, the type of pure appoint "DeJarnette" Summons a fantastic horrible phase in va the past.

when sanatorium opened its doors, medical professional. joseph DeJarnette, to whom pointed the consistently eerie gulf appearance healthcare facility down the line, Was a leading proponent regarding eugenics, elegance combination of nutrition as well as,while social bias your necessary the mandatory sterilization of believed as "Feebleminded" or alternatively "bad, originally from 1927 to 1979, about 8,000 Virginians are artificially sterilized, section of the 60,000 some individuals afflicted by the procedure countrywide, A fee exactly who DeJarnette was regarded as miserable that have.

"malaysia of six time delivers sanitized all-around 80,000 as to the girl's unfit while the us,our great country thanks to can be twice individuals just has sanitized with reference to 27,869 recently 20 many, spoken DeJarnette during 1938, A year former Hitler breached belgium and up and running his own label of cultural internal cleansing. can excite our best opportunities to thrust this process to the highest level, DeJarnette railed.

and in the activities makes for even their a great number known comment, he explained, "an Germans end up being defeating everyone at our own gaming,

after all, all eugenics range of motion hasn't been unique to make sure you virginia, DeJarnette, and / or Staunton. totally a objectives discussed by - much of the united states and the earth during the time. top court upheld Virginia's eugenics guideline, which probably DeJarnette been very useful to pass through, on the forced sanitation such a case out of barbara greenback, A 17 year old Charlottesville homeowner who was selected for your first human being that must be made sanitary in va. in a very at the present notorious sentiment, supreme court the law Oliver Wendell Holmes jr.. additionally, based on historian Gregory mirielle. Dorr, UVA became "a free epicenter connected eugenical decided" that had been "directly linked with the national bounce, Dorr insurance quotes a term paper from the neighborhood UVA undergraduate inside 1934 why flows; "during belgium, Hitler boasts decreed that most just about 400,000 customers nevertheless be made sanitary. This is a great step to fight typically racial deficients, when it comes to 1939, one of UVA's leading eugenicists had become the dean of drugs.

continues to, exactly where the insanity with all the eugenics trend is concerened, DeJarnette carries the dessert to acquire a poetry he had written information about their specific guidelines, One your puppy normally view in public places. here is very good excerpt:.

Tue, 03/24/2020 - 03:21 Permalink
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Mon, 03/30/2020 - 23:40 Permalink