Credit Card tips

Submitted by rs_smith on Sat, 06/19/2010 - 07:25
Forums

You may follow some tips to maintain and pay all your credit in a short time and efficiently
Don’t ever go foe having multiple credit cards where it’s not necessary. Having more credit card means being the chance of more expenses.
Search for credit cards that have the lowest interest rate and payment plan is suitable for you.
Mark the deadlines for clearing the monthly payment and pay on time without any delay.
It’s better to try credit union for credit.
Try to pay a little more then the minimum payment required that may be helpful in long run.
Don’t go for having more credit limit where it’s not necessary.

You may get some more articles from http://debtconsolidationloans.atspace.com

With the changing laws with credit cards it is good to see a post on here that highlights some tips on managing them better, thank you for posting this.

Tue, 06/22/2010 - 11:25 Permalink

Yep..GN..good point. Alot of people (including myself, yearsago) though the MORE credit you have, the better off you are. Which...of course, isn't true. Remember.....when you apply for credit, lenders don't llok at YOU (as a person). They llok at your debt, etc. "Oh..this person has a zillion credit cards with very high credit limits." ..etc. Every time people apply for credit, this lowers the credit score. If you don't need to have alot of CC's, then don't get them. Pay down/pay off what you already have.

Tue, 06/22/2010 - 16:27 Permalink