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I am not from the states, and I have a debt I started paying on after many years (student loan) and the debt is under my maiden name. Now that I started paying on the Canadian Fed. debt, this company called my home asking for my husband! He has outstanding credit and my credit here in the USA is good. Why are they calling him? I am the one with the debt, and not even under this SSN it's under my SIN in Canada! WTF? I haven't called them? Can this effect my husbands credit? I am making payments to the company in Canada so why is this starting now?
HELP!!
Are you sure it is for this?
Matbe give them a call and attemp to find out exactly what the debt is for. If you want them to avoid calling your hubby you can always say your separated.
Hi Worried
If they call you again, you should ask the reason why they are calling him up. Now since the students loan you have opted for has not been cosigned by your husband, he is not liable for the debt and his credit report will not be affected. Moreover, since you are paying back the debt from Canada, you must have the receipt that you have made the payments. You should keep the records of payments with you in case they demand the money again.
And Fireyone, separation with hubby is not a solution, because if your hubby has cosigned your loan agreement, even if you are separated, your hubby still remains liable for the debt and he need to pay it back in case you fail to do so.