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Can SSDI be garnished?

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jean



Joined: 01 Jan 2007
jean's page
Posts: 1



87 Magic Points
Subject: Can SSDI be garnished?
 
 Posted on Mon Jan 01, 2007 1:36 am  
My credit card debt is overwhelming me. One bank turned my account over to an attorney. The attorney's office on the phone told me that they will begin to garnish my income. My only income is SSDI. Can they do that?
george

george

Joined: 06 Jul 2006
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Posts: 71



2859 Magic Points
 
 Posted on Mon Jan 01, 2007 7:52 am  
Your SSDI cannot be garnished until and unless you owe any governmental debt that is in default. But the creditors can go after your bank account if your SSDI is deposited there.

In general, only the Financial Management Services which is a part of the US Department of Treasury, has the right to garnish the SSDI.
landrycarr
Guest
Subject: Can SSDI be garnished
 
 Posted on Mon Jan 01, 2007 8:33 pm  
Thank you George for your answer. This only involves credit card debt. I have read that if your checking account only has your SSDI or SS payment showing up as a credit, they cannot garnish your SSDI check. They can garnish other deposits in your account. I am waiting for an appointment with Legal Aid to help me cope with this issue and debt issues.
carol

carol

Joined: 27 Jun 2006
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Posts: 1307
Location: Los Angeles, California


29555 Magic Points
 
 Posted on Wed Jan 03, 2007 8:24 pm  
Hi Landrycarr,

As per new laws on garnishment it is possible in some states, you will have to check out the laws in your states on this.

Carol
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angel
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Subject: laws
 
 Posted on Tue Jan 09, 2007 8:38 am  
do you ave a link to find out the things your state allows
Leanne
Guest
 
 Posted on Tue Jan 09, 2007 6:56 pm  
Angel,

You can go through this page to get detailed information on state wise garnishment laws and procedures - http://www.fair-debt-collection.com/state-garnishment-laws.html

Leanne
Audrey
Guest
Subject: Social Security
 
 Posted on Tue Oct 16, 2007 2:29 pm  
I am on social security solely. I have some outstanding debts that I am paying back, but find myself without any money at end of month. Ive told the collection places that the only money I have is my ss. Can they still demand payment
Morningstar

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 582



11 Magic Points
 
 Posted on Wed Oct 17, 2007 3:16 am  
Quote:
Can they still demand payment


Of course they can; you owe the money...being on SS does not change that fact. You are within your rights to pay what you can (or not at all), and they are within their rights to sue you for payment (which they may not do, if the debt is for a relatively low amount and/or they do not believe they would be able to collect from a judgment).

You can, however, send them a letter demanding that they only contact you through the mail, i.e., to not call you anymore.

If your debts are too much of a burden, you may also seek relief through bankruptcy, or attempt consolidation or settlement.
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Laura

Laura

Joined: 21 Jun 2007
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Posts: 1334



35466 Magic Points
 
 Posted on Wed Oct 17, 2007 4:08 am  
Well if you owe the money and it is legit then they will ask for a pay back. Consolidation can be an easy option. If nothing works go for a settlement. This will atleast wave off your interests and extra fees and charges. If nothing works at all you will be left with nothing but bankruptcy to file.

Good luck Smile
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Laura.
charlesc 0444
Guest
Subject: can the us dept of justice gatnish my ssdi money
 
 Posted on Wed Nov 10, 2010 12:03 pm  
i was placed on probation in 1997 and have a restitution of 486.000.000 and have not made a payment in 18 years can the dept of treasuary garnish mt ssdi money?
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 Posted on Sat May 14, 2011 3:49 pm  
Ssdi garnishment.. Slap-up Smile
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 Posted on Fri Jun 03, 2011 9:18 am  
Ssdi garnishment.. Keen Smile
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 Posted on Sun Jun 05, 2011 9:37 am  
Ssdi garnishment.. OMG! Smile
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Subject: vOqVtqFiDHMgr
 
 Posted on Wed Jun 29, 2011 12:15 am  
Ssdi garnishment.. Great! Smile
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Subject: ZEaHpzkQUNhgXbkiwU
 
 Posted on Sat Jul 02, 2011 3:41 pm  
Ssdi garnishment.. Super Smile

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