Can collection companies search for your bank account and ga

Yes, if the collection agency brings judgment against you to garnish your bank account they can do so. For this the creditor need to know the bank where you hold your account. The creditor or the collection agency first notifies the bank and the debtor receives a notice normally after two days after the funds get frozen. Now, if you close down your existing account, the creditor can garnish the new account if he comes to know about it.

cdglover, Justins is correct they can garnish but only after they get a judgemnt from the court. To do this they have to send you a summons in shich you mmust answer. There will be a court date set and if you do not show they would get a default verdict. If a creditor attaches your account without a judgement you can dispute it with your bank and they will reimburse your money. Some creditors have tried this and if a person is not aware of how the process works then they just let it go. If you feel there may be a judgement against you then go to your local courthouse and have them run a check to see. Remember they have to have a judgement first or it is not legal for them to take funds from your account.

TJ, you can go to the courthouse and they will have computers that you can enter your name in and do a search. I am in PA and have done this at the courthouse when looking into buying property. I wanted to make sure there were no judgemnts that could effect the sale.
Now collection comapanies are not suppose to be able to attach or look at your bank account with out a judgemnt but if you have ever used an account for automatic payments then they would have the information they needed to go in and withdraw money regardless of whether you authorized it or not. You then would have to dipute the charges with your bank who would then attempt to get the money back.