| Author |
Message |
|
Options 
Bookmark online
|
Guest
|
|
Subject: Do not work with ClearOne Debt Relief!!!!
|
|
|
Sat Feb 23, 2008 2:39 am
|
|
|
I went on their website and filled out an inquiry form in which I SPECIFICALLY asked not to be contacted over the phone. The next day I received no less than 12 phone calls from them, and during each call I expressed my wish to not be contacted over the phone, only to be called again the next hour. THEN, as if that wasn't enough, I got this email from one of their representatives:
jennifer,
What did you expect you filled out the information online just trying to help.
Maybe you should be careful about what you do online. no need to get upset about firms calling you. you asked for information
Good luck.
Sincerely,
Philip Valentino
Account Executive
Clear One Debt Relief
Toll free direct
Fax
contact info removed--Morningstar
Are you kidding me?
The tone of this email gives me serious doubt as to their credibility, they had a vulture-like decent on me, and I would NEVER work with them after the way I was treated! |
|
|
sdchargers_63
Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889
1356 Magic Points
|
|
Subject: loans
|
|
|
Sat Feb 23, 2008 4:50 pm
|
|
|
| OMG!! How rude!! This kind of e-mail, would put up a 'red flag' for me, too. These company wants people's business?! I don't think so!! If someone treated ME this way. I wouldn't give them the 'time of day'. |
|
|
Miranda
Guest
|
|
Subject: clear one
|
|
|
Mon Mar 17, 2008 2:35 am
|
|
|
my husband and I are doing clear one and they are awesome. The e-mail
was right though and if you dont' want to be contacted, t hen you shouldn't of did it. they need to talk to you and explain stuff and its hard
doing that through e-mail. maybe the 12 phone calls was a little much,
but like she said, they were just trying to help. |
|
|
Laura
Joined: 21 Jun 2007
Laura's page
Posts: 1334
35466 Magic Points
|
|
|
|
|
Mon Mar 17, 2008 5:37 am
|
|
|
Clear one debt is the last thing you should be dealing with. Do more research and then take a plunge.
_________________
Regards,
Laura. |
|
|
goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3927
10 Magic Points
|
|
|
|
|
Tue Mar 25, 2008 2:16 am
|
|
|
That was a pretty rude email, most companies would have said sorry for bothering you or something to that affect.
Hope you find a company that is good to deal with. You can actually do this all yourself if you take the time to read up and educate yourself. Give yourself a shot first and see how you do. Go to the debt forum for some really good advice on how to start, they have a whole "do it yourself" section.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa |
|
|
kelly
Guest
|
|
Subject: Debt Consolidation Loans for Bad Credit
|
|
|
Wed Apr 30, 2008 4:38 pm
|
|
|
| I am looking to consolidate my debt into one payment. I haven't had a lot of success with debt consolidation companies. Anyone know of companies that specialize in loans for people with bad credit history but good current work history and the income to match it? |
|
|
goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3927
10 Magic Points
|
|
|
|
|
Wed Jun 18, 2008 1:40 am
|
|
|
Kelly,
If you can afford the time the best thing for you to do is to learn as much as you can about debt collection and the laws around it. Read through the debt and the credit forum, there are many, many do it yourself techniques, visit the forums and post questions through out the process and learn to do it yourself. You can do it all yourself, and all of us are here to help you. You can deal with your debt with out doing a consolidation. So if you care to go this route, post more detail on your situation and see what comes out of it here and on the debt forum. goodluck.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa |
|
|
fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4285
127 Magic Points
|
|
|
|
|
Tue Jul 29, 2008 3:32 pm
|
|
|
| I too feel for you Kelly. There is help out there but the best help you can get is the help you give yourself in understanding credit rights and laws. Be sure to do as GN listed above. I think it will help you make the right decisions. I also hope that any debt colsolidation comapnies you have choosen or chose to work with is listed as a good standing company. You can find this info on the BBB website. Also be aware that what most of these companies do you can do yourself and keep the extra income in your paocket. |
|
|
goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3927
10 Magic Points
|
|
|
fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4285
127 Magic Points
|
|
|
|
|
Wed Dec 31, 2008 12:31 am
|
|
|
| There are good agenciesw out there that can help you just got to do your research. I just check on my last free pull and only have one negative that should fall off soon..in 2010...It took alot of stress and hard work but I did it all myself. You should relize that you also have this option and at leat this way you do not have to pay anyone. |
|
|
goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3927
10 Magic Points
|
|
|
|
|
Wed Dec 31, 2008 4:21 am
|
|
|
How did you do it fireyone??? are you just waiting it out and avoiding the collectors???
Please advise the rest of us, I have a few that I would like to see fall off my report, I need to pull one and see where I am, may do that this week some time and see what is up. Hopefully better than the last time I looked, It has been a while.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa |
|
|
fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4285
127 Magic Points
|
|
|
|
|
Wed Dec 31, 2008 1:43 pm
|
|
|
| I only had two negatives that were really bad,which were from credit cards. I waited a couple years after defaulting and finally got credit through Fashion Bug. A year after that or so I goet credit from Dell. The one credit card fell off and there is only one to go. I just waited it out. It was hard because they kept calling my relatives and other collection tactics. Usually to start rebuilding you just need one store that reports to the bureaus to approve you. After you establish a years worht of good payments with that card you can slowly work up to more. Also I piggybacked on my husbands credit through Citi financial. We had to go for a small loan and put one of the vehicle titles up for collateral. They put me on with him as a second person and it shows on the positive side of my credit report as paid off early and always on time. That was probaly my main boost. Citi was offering low interest to new customers and when we applied they suggested this route for me to atart rebuilding. I told them I was afraid of getting the loan turned down due to my credit but they advised me as long as his credit was fairly good and we had the collateral it would not be a problem and it wasn't. |
|
|
PatsyKH2
Guest
|
|
Subject: Debt Settlement Rip-offs
|
|
|
Sat Jan 17, 2009 8:02 pm
|
|
|
| I contracted with a Company called DEBT RELIEF of AMERICA. The Office, at the time was located in Dallas, Texas at 12201 Merit Dr. #620. I am not sure if they are still located in Texas as of this date. Unfortunatly, they defrauded me out of thousands of dollars. Specifically, I allowed them to receive monthly payments, via automatic with-draw for several years, from my Bank account. In interest of knowledge, and mayby a warning, the money was forwarded to a Bank called "Rocky Mountain Bank & Trust". In total, only sixteen hundred dollars ($1600.00) was paid to my Creditors. The rest is unaccounted for. I am hopeful that in the near future, FRAUD and THEFT charges will be a reality for all involved! In closing, be careful when dealing with any Debt Consolidation Company! Read the fine print, get validations from previous Clients, check with your local BBB. Most importantly, question if they are now, or ever have been, associated with a Company that was known as "DEBT RELIEF of AMERICA" once located in Dallas, Texas. For more info see; "South Carolina Department of Consumer Affairs" web page. click on "DEBT RELIEF of America". |
|
|
Mary
Joined: 06 Jul 2006
Mary's page
Posts: 686
17396 Magic Points
|
|
|
|
|
Mon Jan 19, 2009 11:41 am
|
|
|
They are still located at Texas. My first question is that how much money have to already paid to Debt Relief America? Whenever you go for debt consolidation service, you should always have in writing about the terms and conditions of their service. Most debt consolidation service charge a monthly fees along with your monthly payments towards the debts. Now, how much amount they have charged each month as their fees is a matter of concern.
_________________
Where there's a will, there's a way !! |
|
|
Yvonne
Guest
|
|
Subject: credit repair/ consolidation co
|
|
|
Thu Feb 18, 2010 1:34 am
|
|
|
| Is there any to tell if any of this quick fix companies are any good All say they will fix your credit ,you send your money and never see any thing good happen to your credit. If anyone knows of A good company please post the information....... Thank You |
|
|
