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do paydayloans appear onyour credit report

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Morningstar

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 576



11 Magic Points

 
Posted on Sat Sep 01, 2007 8:14 am  

Now that is fantastic news! I am very happy to hear this monkey will be off your back soon!
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I don't dream since I quit sleeping
cajunbulldog

cajunbulldog

Joined: 30 Aug 2007
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Posts: 35
Location: Louisiana


-10 Magic Points

 
Posted on Sat Sep 01, 2007 10:51 am  

Congrats on getting rid of Cash call.They are horrible with their interest and fees.
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Cajunbulldog
Keeping an eye out for consumers.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1883



1901 Magic Points

Subject: CashCall
 
Posted on Mon Sep 03, 2007 1:41 am  

UPDATE!!......................I wanted to let people know I talked to the rep, at the CA, I am going hrough, ( to pay off my OLD 'CashCall' loan). I actually like talking ot her!! I wanted to let those people know, if they did have a 'deliquent/defaulted' loan, through CC, then it's a GOOD chance, that this CA now 'owns' your loan. The only way you can find out, is if you call this CA. I have the name and #. 'You' may or may not, have a lona with this CA, but, it maybe worth a try. If anyone wants to know name/ #, please PM me. Thanks.
Morningstar

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 576



11 Magic Points

 
Posted on Mon Sep 03, 2007 6:25 am  

Also pleased to hear that it sounds as though this would be an example of a CA that can conduct business in a responsible manner; and that not all collectors are horrible excuses for a human being.

Edit: I hope it stays that way for you.
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I don't dream since I quit sleeping
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1901 Magic Points

Subject: loan
 
Posted on Mon Sep 03, 2007 3:54 pm  

Yep........when I talked to the rep, from the CA, we REALLY talked in length, about Cash Call. One thing she told me ( which is very true), "you ttreat people how YOU want to be treated". i thought that was a wonderful statement.
cajunbulldog

cajunbulldog

Joined: 30 Aug 2007
cajunbulldog's page
Posts: 35
Location: Louisiana


-10 Magic Points

 
Posted on Mon Sep 03, 2007 4:48 pm  

Congrats on finding a professional collector.They are few and far between,but are out there. Very Happy
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Cajunbulldog
Keeping an eye out for consumers.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1901 Magic Points

Subject: CA
 
Posted on Mon Sep 03, 2007 9:15 pm  

Not that i WANT anyone to deal with CA's, but, if you do, I hope you deal with this one!!! ( I say this in a nice way, of course).
fballman2



Joined: 06 Apr 2009
fballman2's page
Posts: 7



278 Magic Points

Subject: do payday loans appear on your report
 
Posted on Mon Apr 06, 2009 10:00 pm  

A few months ago I signed up with a company called RELIEF, LLC to help with my payday loans. They stopped all the phone calls that were harassing me and helped me get a plan where i have 12 months to pay off the lenders. Now I hope it works, I know they have paid off one lender so far and I only have to make one payment a month.

At least they stopped all the interest fees I have been getting killed with every two weeks. I was spending over $900 a month in interest for months getting NOWHERE!!!
GarySnober



Joined: 08 Apr 2009
GarySnober's page
Posts: 66



9 Magic Points

 
Posted on Wed Apr 08, 2009 3:22 pm  

Best advice i can give is just stay away from these places. It will just set you in a deeper hole in the long run. It does not report to a credit bureau so no it will not effect your score.
freddie
Guest






Subject: paydayloans
 
Posted on Sat Mar 20, 2010 11:07 pm  

KEEP AWAY FROM EACH AND EVERYONE OF THESE FUCKING RIPOFF PLACES THEY REALLY ARE FUCKING RIP OFFS
FREDDIE
Guest






Subject: PAYDAY LOANS
 
Posted on Sat Mar 20, 2010 11:08 pm  

THEY SUCK
FREDDIE
Guest






Subject: PAYDAY LOANS
 
Posted on Sat Mar 20, 2010 11:09 pm  

I ALSO JUST JOINED A RELIEF PROGRAM I REALLY HOPEIT WORKS
FREDDIE
Guest






Subject: PAY DAY LOANS
 
Posted on Sat Mar 20, 2010 11:11 pm  

HOPEFULLY THE PRESIDENT FINDS A WAY TO PLACE THESE COMPANIES OUT OF BUSINESS
JIMMY
Guest






Subject: PAYDAY LOAN
 
Posted on Tue Jun 14, 2011 5:27 pm  

Does payday loan messup your credit. ihave like 6 payday loan now but i been paying the payment on time. so would tis mess up yut credit?
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1901 Magic Points

Subject: credit
 
Posted on Fri Jun 17, 2011 12:32 pm  

PDL's don't appear on your CR if are you making 'timely' payments. However....you if you 'default' on PDL's the CA's that take over the PDL accounts will appear on your CR PDL's are very high % rates, etc. and you may want to find out if the PDL's that you are paying on are legal in the state where you reside. I was dealing with 4 PDL's at one time and just couldn't keep up with all of the payments. I defaulted in most of them. CA's were calling, reporting it on my CR's, etc. Until I found out that ALL of them were illegal in my state. I actually 'disputed' them and had the CA's reportings removed off my credit (have 2 of them taken off my CR and still working on the other 2). So,...that may be something you might want to look in to.

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