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I was desputing some accounts on my credit file, when I came to one of a civil suit agenst me (public record) And I found out that no one reported this to experian, rather it was experian that put it on my credit file. Can experian do that, and what gives them the right? Is there anything I can do to make them remove it?
You may get it disputed with Experian. I'm sure you'll get a chance to get your debt validated. If they can't, they'll remove it. Have you checked if the same debt is appearing against your name with other CRAs?
credit
It should state on your CR who the 'civil suit' is filed by. I would call them (should have a number next to the 'lender') and find out what's going on. Don't make any kind of deals over the phne. Also check the date the suit was put on your CR.