Cases Dismissed in Court but still on Credit Report

Submitted by MrJohn on Sun, 05/22/2011 - 23:29
Forums

I've have 5 different CA's that have very recently taken my to court. I have fought each one and not one of them could validate any debt that I owe, and after going to court the final time after the judge ordered the CA to validate, they could never bring up any validation of the debts, So they were dismissed by the Judge each time.

However, everyone of these are still reporting on my credit reports. even after I have disputed with each of the 3 CRA's.

Where should I go from here ?

Ok....did you just 'dispute' the items, with the CRA's on the web or did you write them a letter? If you haven't yet, I would write them a letter explaining the situation and attach any documentation you hav from the courts. I would send t 'certified mail' and always keep copies for yourself. Sometimes paperwork takes awhile with the CRA's. It can a while to 'update'your CR's. In that aspect, you would just have to have some patience (I know easier said than done).

Tue, 05/24/2011 - 01:50 Permalink

Currently Disputing right now with the CRA's. However MCM was one I battled in court and they never could provide any type of validation. after 3 different times in court the judge told the lawyer to stop wasting his time, and dismissed the case w/ prejudice. Today I started receiving calls from MCM demanding I pay them or they will be filling suit again, and that the only way they will remove themselves from my report's is once I prove to them personally that the debt is not mine.

Tue, 05/24/2011 - 03:25 Permalink