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Hi,
I just recently applied for a mortgage and realize that I had a default judgment that was placed in 2006 for a credit card(i guess). The collection agency have yet to say what the collection for other than a credit card. I had to pay $2000.00 because it was the only way for me to get the loan. Now, that the judgement has been released, what steps do you suggest for me. I really what to determine exactly what the collection was for. Is there a letter I can right to have them to validate the claim that was paid?
A letter to request validation on a claim paid
Welcome to the forums!!!
I think you should contact with the collection agency and inform them about this matter. There is a sample debt validation letter in the following link. I hope it will help you a lot in this regard:
http://www.creditmagic.org/repair/sampleletter-debtvalidation.html
But sending debt validation letter after repaying the debt is meaning less.