I have been mistakenly summoned for debt I do not owe

Submitted by danmarlow68 on Fri, 12/04/2015 - 03:53
Forums

I received an alias summons for defaulting on a car loan. I have the same first and last name but the debt is not mine. I have called the debt collection agency and informed them but they want a copy of my drivers license. I am reluctant to give them personal information. I am in a different state and have clear evidence that I am not that person. For example, I have lived at my current address for 10 years prior to the debt being issued. After some very short internet research the original debtor has a different middle initial, age, and has clear history of living in the state were the debt was issued.

What should I do? I have read that if I don't appear they can start garnishing wages, etc. It is a two day drive to the other state. If I can't get this resolved before the court date can I sue for the cost incurred to fight this (travel, postage, etc.)?

Anonymous (not verified)

Which state are you from?

Fri, 12/04/2015 - 03:56 Permalink