How to dispute student loans

Submitted by jeffjackson30 on Sat, 05/26/2007 - 22:58
Forums

I put my student loan in deferment along time ago but it shows up as 120 days late this was 2 years ago how can I dispute properly sallie Mae loan

If the entry is an error, then dispute the entry with each of the credit reporting agencies (Equifax, TransUnion, Experian). You can do this through the mail, or over the phone. Should you call the CRA's, expect to wait a good while on the phone.

Sun, 05/27/2007 - 07:43 Permalink

Why do they allow them to report student loan on a CBR in it's deferred anyways? It doesn't really determine credit worthiness until it's in repayment right?

Thu, 05/31/2007 - 19:30 Permalink

IMO, it is still part of a debt load, so even though payment is not currently required, it still speaks to the consumer's financial picture.

Fri, 06/01/2007 - 01:18 Permalink