How do I start my credit repair?

Submitted by rnathmishra on Wed, 08/26/2009 - 15:10
Forums
Credit repair

I have to improve my credit score. Where do I start and what steps are needed?

RM

James Orr

There are more simple ways to improve credit score.

1 )You must have to pay your bill payments/credit before due date.

2) Always avoid late payments as well as do not miss payments.

3) You can use secure credit card to improve credit score.

4) Do not apply for new credit card while you trying to improve your credit score.

5) Be aware from filing bankruptcy unless it becomes an emergency.

Keep checking your credit report on regular basic to keep in touch.

Thanks & Regards.
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Secure card will help you to improve credit score faster.

Thu, 08/27/2009 - 10:15 Permalink
carol

Hi rnathmishra

There are ways to improve your credit score.

  • You can begin with paying your bills on time and not defaulting on payments.
  • Don't rack up big balances on your card. Balances on your cards are reported to the bureaus. You may limit your charges to 30% or less of the limit on your card to improve your credit score.
  • Check your limits because if your lender is showing a limit lower than what you actually have, it might show a depressed score.
Thu, 08/27/2009 - 12:34 Permalink