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I had an account with Wamu (now Chase) that was charged off, purchased by a CA, and I was then I was taken to court where we settled and judgement was satisfied.
So this one account is listed with the OC as charged off, with the CA as paid, and as a public record as (soon to be updated) satisfied.
Should the OC account on my credit report be listed as paid/settled/etc...? Do all these listings affect my credit score more than just one listing would? Can all 3 of these listings rightfully be there?
Hi Franko
Of course it should reflect on your report. Call your OC and ask him to update the report. If he needs you can provide him with a copy of the payment receipt that you have got from the collection agency.