getting a credit card

Submitted by t.im_p on Fri, 10/16/2009 - 20:42
Forums

yes i have a credit score of 689 right now i am trying to rebulid my credit cause i wanna be able to buy a house in the near future i have applied for 4 or 5 credit cards and have been denied for all of them how can i rebulid it? i just wanna get a card with 250 limit or somethen to start with just to buy gas what would be about 250 a month and pay it off everymonth

Did you know that everytime you apply for a card that it lowers your score. It takes about six months to have the inquiries fall off unless you file a dispute to have them removed from the report directly so becareful, the continuous applying for cards may come back to bite you.

Sat, 10/17/2009 - 23:21 Permalink
Anonymous (not verified)

I got a capital one card with a score lower than yours and it only has an annual fee of about 40.00 and if you pay on time for 90 days they will increase your limit. But goodnatured is correct every time someone pulls your credit it lowers your score and it takes two years for them to come off. So be careful

Mon, 10/19/2009 - 17:10 Permalink

I got a capital one card with a score lower than yours and it only has an annual fee of about 40.00 and if you pay on time for 90 days they will increase your limit. But goodnatured is correct every time someone pulls your credit it lowers your score and it takes two years for them to come off. So be careful

Mon, 10/19/2009 - 17:12 Permalink