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cinnamngrl
Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1322
6361 Magic Points
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prabax
Joined: 20 Jan 2010
prabax's page
Posts: 6
46 Magic Points
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Wed Jan 20, 2010 5:29 am
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| Yes,its true.But many of the peoples are don't know about this law. |
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debranewell2008
Joined: 10 Oct 2009
debranewell2008's page
Posts: 591
105 Magic Points
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Wed Jan 20, 2010 11:09 am
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| I have done this a few times. But my question is if you have filed bankruptcy on a creditor and they are reporting wrong to the credit agencies and I dispute it can the creditor delete the listing altogether? |
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cinnamngrl
Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1322
6361 Magic Points
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prabax
Joined: 20 Jan 2010
prabax's page
Posts: 6
46 Magic Points
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Fri Jan 22, 2010 8:34 am
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| Yes,its true.But many of the peoples are don't know about this law. |
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debranewell2008
Joined: 10 Oct 2009
debranewell2008's page
Posts: 591
105 Magic Points
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Fri Jan 22, 2010 2:41 pm
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| I know I wasn't I always thought if you filed bankruptcy the creditors that you filed on stayed to show what you had filed on. So I was shocked when they deleted it all together. |
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cinnamngrl
Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1322
6361 Magic Points
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prabax
Joined: 20 Jan 2010
prabax's page
Posts: 6
46 Magic Points
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Thu Jan 28, 2010 11:08 am
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| Yes,its true.But many of the peoples are don't know about this law. |
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FARMS
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Subject: EMPLOYER BACKGROUND CHECK
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Wed Oct 27, 2010 8:03 pm
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| My background check came back with discrepancies on it in regards to deliquent accounts. Its a catch 22 as I fell victim to the economy and haven't had a steady job in 2 years there causing my credit to be effected by non payment. I am currently trying to obtain a job with in a financial field as this is my career path. I need to send a letter to review my background check to dispute and explain my credit history and how I am going about fixing this. I am at a lost for words aka writers block. HELP! |
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billybob
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Subject: tradeline info
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Fri Nov 12, 2010 7:40 pm
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i had a dispute with bank b regarding fees on a credit card tha twere assessed for a dsputed charge. I won the dispute with the vendor, but the fees were still on m yaccount when bank A wa sold to another bank, Bank B.
Bank B then boosted the rate on the card to 30% based on the "nonpayment" of the fees, whcih resulted in a penalty that put my account "over the limit".
I had no recourse here. I paid the total balance due on the account, less the disputed fees. Thebank "wrote off" the disputed fees and reported the disputed fees as "bad debt" , that the account was "sttled for less than full payment" which ws just a total lie.
It's on my credit report as "paid in settlement" , and i want this to be fixed as "paid in full". Bank B never looked into the original dispute.
How on earth do i get this thing fixed from a "paid in settlement" to a "paid in full", while also getting the "delinquencies" off the report. It was dlnqnt ONLY because I wodl not pay the disputed fees.
suggestions? |
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