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What does this stand for?

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Carolyn
Guest






Subject: What does this stand for?
 
Posted on Sat Dec 01, 2007 5:53 am  

HSBC/RS
debtstinker



Joined: 03 Nov 2007
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Posts: 272



-11 Magic Points

 
Posted on Sat Dec 01, 2007 12:17 pm  

It's a very large bank....HSBC stands for Hong Kong Shanghai Banking corportation. why do you ask? I believe they're also known as Household bank with the RS being retail services
Dadummy



Joined: 15 Nov 2007
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Posts: 547



128 Magic Points

 
Posted on Sat Dec 01, 2007 12:34 pm  

Do you have a retail account with a store?
CreditGrantor

CreditGrantor

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2570 Magic Points

 
Posted on Sat Dec 01, 2007 11:14 pm  

I've known about HSBC for a long time, but never knew what it was an acronym for. Some time ago they bought Household and took over all those accounts.

HSBC backs a lot of retail charge cards. If you have a Best Buy store card, for example, it is through HSBC.
Dadummy



Joined: 15 Nov 2007
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128 Magic Points

 
Posted on Sat Dec 01, 2007 11:28 pm  

I used to deal with household a long, long time ago, but the company that I am familiar with was a finance company.
desiree15



Joined: 10 Nov 2007
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Posts: 40



951 Magic Points

 
Posted on Sun Dec 02, 2007 2:28 am  

I get numerous solicitations from them in the mail! I've heard pretty good things about them though not itching to get another card just yet
goodnatured



Joined: 03 Nov 2007
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389 Magic Points

 
Posted on Sun Dec 02, 2007 6:23 am  

I think they are still a finance company too dadummy, with some pretty healthy intrest if I am thinking of the same one.
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Dadummy



Joined: 15 Nov 2007
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128 Magic Points

 
Posted on Mon Dec 03, 2007 1:58 am  

I used to get loans through them and pay them off and borrow again, they were always good to get your money quick, they did charge a little more for the intrest rate though. I have not dealt with them in a very long time. I am referring to household finance company.
Laura

Laura

Joined: 21 Jun 2007
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35797 Magic Points

 
Posted on Tue Dec 04, 2007 9:54 am  

So did have a small interaction with them sometime dadummy? If you do I would like to know about it.
Niwrad



Joined: 06 Dec 2007
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415 Magic Points

 
Posted on Thu Dec 06, 2007 8:53 am  

They finance a lot of the store credit cards out there I believe. My Best Buy credit card would show up on my credit under HSBC.
Laura

Laura

Joined: 21 Jun 2007
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Posted on Thu Dec 06, 2007 10:02 am  

Hi Niwrad,

Welcome to the forum. Could you tell me more about this?
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Regards,
Laura.
MOOSI
Guest






Subject: hello i want to ask a question
 
Posted on Fri Mar 07, 2008 7:03 pm  

what kind of question do they ask you when they are interviewing you over the phone??? does anybody know? please get back to moosi.. thank you for your time.. anytime moosi..
Guest
Guest






 
Posted on Sat Mar 08, 2008 2:37 am  

i just got hired at an hsbc and they never asked me anything over the phone but the interview was alot of, "what did u do in this situation" "tell me about a time when u had to be a leader" stuff like that. the interview was the easy part
Guest / kate
Guest






Subject: RIP OFF!! HSBC Retail Services aka Yamaha Credit Card
 
Posted on Thu Jun 05, 2008 12:26 am  

This company needs to go under... they service charge their service charges... STAY AWAY from them... you will owe more than you financed. They key in the wrong numbers and your $ does not come out on the right day they service charge you to death... then they increase your interest rate when they say you were late with payments when it was their fault. They now owe me money back because I have closed out my account... I am not sure I will ever see it.
CMBV22

CMBV22

Joined: 08 May 2008
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Posts: 364



5162 Magic Points

 
Posted on Thu Jun 05, 2008 7:08 am  

HSBC does have alot of credit cards. My orchard Bank credit card is through HSBC. I have had nothing but good luck with them. They report my payments each month. Raise my limit a few times a year and have decent rates and low fees.
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