what does TRADELINE BK Discharged mean? Some weird collection agency posted on my credit report an account I never heard of that was discharged in Bankruptcy 2/2008! I never filed bankruptcy. I disputed it and they wrote "TRADELINE BK Discharged" on credit report with N/A on every other field and "0" in the owed part.
Not only would I dispute this again but you should send a letter to the collection agency itself requesting some sort of proof of the charged off account and explain that you have never filed bankruptcy. They should have an address listed on your credit report. Is it listed on all three or just one of them? _________________ Scott McKay
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.