Credit report help - dispute negative items

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Cyndi
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Subject: Credit report help - dispute negative items

Wed Jan 16, 2008 4:10 am

Hi, I just recently ran my credit report and got two negative from certegy and discover financial. I called both companies and they have no record of me. does anyone have any idea how to resolve this problem? does filing a dispute with equifax get rid of the negative? thanks

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1402

34547 Magic Points

Wed Jan 16, 2008 5:59 am

Hello Cyndi,

Dont panic. The best way to solve this was to call up the companies which you have already done. So now send in a dispute letter to the bureaus. if the accounts are not yours they will be removed.
_________________
Regards,
Laura.

Fasfeed

Joined: 06 Feb 2008
Fasfeed's page
Posts: 87

3244 Magic Points

Fri Feb 08, 2008 3:55 am

If they can't give you information to prove its your account then they can not provide information to credit bureau. I had a similar account that i disputed and won with ease. Do not offer any information to them. Make them supply it. They asked me to give them information so they could look it up in archive.

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