| Author |
Message |
|
Options 
Bookmark online
|
understanding1
Joined: 20 Jan 2007
understanding1's page
Posts: 1
45 Magic Points
|
|
Subject: LVNV collections: Do they operate with any other name?
|
|
|
Sat Jan 20, 2007 5:09 pm
|
|
|
| I have LVNV collection agency in my credit report. Can anybody tell me who are they and do they operate in any other name. |
|
|
scott
Joined: 28 Jun 2006
scott's page
Posts: 462
10934 Magic Points
|
|
|
|
|
Sun Jan 21, 2007 12:50 am
|
|
|
It is a collection agency and has a very bad reputation in the industry with the way they service the accounts.
If they are claiming they have your account then first of all you need to know if they are having your account details in a legal way. Request them to validate the debt so that you can be sure that the actual creditor hired them for the collection.
Know more about the validation process from this page - http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809 |
|
|
Andrew Sloan
Guest
|
|
Subject: LVNV
|
|
|
Thu Jan 10, 2008 9:58 am
|
|
|
| I need to find out if lvnv is trying to scam me. They have listed on my credit report that I owe for an MCI phone bill. I have not been able to contact them with the 1-800 # that I have. Also A Co. called CBE had me listed for the same MCI bill. I contacted CBE and they told me that they had no record, the account was purged, and to tell the credit bureau that. Please respond to: xxxxxxxxxxxxxx edited for your safety-Morningstar |
|
|
goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 4005
1187 Magic Points
|
|
|
|
|
Thu Jan 10, 2008 12:11 pm
|
|
|
| Quote: |
| They have listed on my credit report that I owe for an MCI phone bill. |
Have you contacted MCI on this issue, you may want to write to MCI, they are the original creditor in this case, often times old past due bills are past on from collector to collector in an effort to get the money, seems like the more they are past on the sleazier the collection efforts get. Are they contacting you? or did you just see it on your credit report and start to question it? How old is the bill? It may be out of the statute of limitations and be considered uncollectable. What state are from? This will allow you to know what the statute of limitations are on the bill. Please answer and I will attempt to look that information up for you. goodluck with this, they can be a pain.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online |
|
|
SAIFUR R OSMANI
Guest
|
|
Subject: LVNV SUED ME THROUGH A FOR OLD MCI 1250 PHONE BILL
|
|
|
Fri Jul 25, 2008 9:49 am
|
|
|
I HAVE NO CLUE ABOUT THE 5/6 YEARS OLD MCI PHONE CHARGES $1250 WHICH THEY HAVE SUBMITTED TO THE RIVERSIDE SUPERIOR COURT FOR DEFAULT JUDGEMENT AGAINST ME. I DON'T KNOW WHAT TO DO? I DON'T HAVE ANY LAWYER AND I CAN'T AFFORD A LAWYER. I'M UNEMPLOYED FOR LAST TWO MONTHS AND I A FAMILY OF FIVE WITH THREE KIDS.
AROUND 9PM A PERSON CAME TO MY HOUSE TO HAND OVER SUMMONS ON BEHALF OF LVNV. IWASN'T AT HOME AND MY KIDS AND MY WIFE WAS AT HOME. WHY DID THEY COME HOME LATE NIGHT. MY FAMILY WAS SCARED WHEN KNOCKED THE DOOR.
PLEASE LET ME KNOW WHAT I HAVE TO DO TO DEFEND MYSELF. I WAS TOLD BY THE RIVERSIDE SUPERIOR COURT THAT IT HASN'T GO TO THE JUDGE YET TO ISSUE A DEFAULT JUDGMENT. BUT IT APPEARS IN THE COMPUTER IN THEIR SYSTEM NOW. WAIITNG FOR YOUR REPLY.
THANKS.
SAIFUR R. OSMANI
E-MAIL: OSMANI@AOL.COM |
|
|
jeanne hall
Guest
|
|
Subject: lvnv on my credit
|
|
|
Tue Nov 18, 2008 12:48 am
|
|
|
| i need to know who is suing me through lvnv |
|
|
carol
Joined: 27 Jun 2006
carol's page
Posts: 1362
Location: Los Angeles, California
29592 Magic Points
|
|
|
|
|
Tue Nov 18, 2008 6:45 am
|
|
|
Hi Jeanne
LVNV is itself a collection agency who might have purchased your debt and since after purchasing the debt, it becomes the legal collector of your debt, it has the right to sue you to recover the outstanding debt amount. If they threaten to sue you to the court, you should send a debt validation letter by certified mail with return receipt at once. Now if they validate your debt, it means that LVNV collections actually has the right to collect your debt and so you can come to a settlement plan to pay off the debt.
_________________
Keep in touch
Carol |
|
|
Justin
Joined: 17 Jul 2006
Justin's page
Posts: 1298
28935 Magic Points
|
|
|
|
|
Tue Nov 18, 2008 7:07 am
|
|
|
Hi Saifur
Since, it has not gone for default judgment, you should immediately file a response to the summon within 21 days of your receipt of the summon else the creditor can bring a default judgment against you and can garnish your bank account so that whenever any money gets credited in your account, they can take it away so long as the debt is paid in full. You can also include a motion to dismiss the case when you file the response.
_________________
All the Best 
Justin |
|
|
