Helpful Resources

Community

Popular Discussions

Creditmagic Twitter

Credit on Facebook

Home

Credit Forum

Credit repair

What is mcydsnb on my credit report stand for?

Post reply Start a topic

Author

Message

Options

	Print this topic
	Invite a friend
	Email this topic

Bookmark online

	Add to del.icio.us
	Add to YahooMyWeb

soulamone26

Joined: 21 Feb 2007
soulamone26's page
Posts: 2

117 Magic Points

Subject: What is mcydsnb on my credit report stand for?

Wed Feb 21, 2007 1:05 am

The abbrevation is mcydsnb on my credit report

soulamone26

Joined: 21 Feb 2007
soulamone26's page
Posts: 2

117 Magic Points

Subject: question

Wed Feb 21, 2007 1:06 am

Question reguaring credit report.

Rebecca
Guest

Subject: MCYDSNB

Thu Feb 22, 2007 3:32 pm

It is my understanding that it is a Macy's VISA card. Did you sign up for a Macy's store account? When you do, they automatically send you a VISA card with Macy's on it to be used outside the store. I had the same thing and had to call and cancel it yesterday.

william owusu
Guest

Subject: what is MCYDSNB on my credit report stands for

Tue Mar 06, 2007 1:45 pm

I dont know why I see this on my credit reports and I dont know the meaning of that (MCYDSNB ) .

kel
Guest

Sun Mar 11, 2007 2:00 am

i had this too. macy's bought out many dept stores and gave everyone affiliated generic cards. call this # 1-866-593-2543 and request the item to be removed.

Carol Hilsman
Guest

Subject: Credit report

Wed Apr 18, 2007 3:37 pm

The credit report states that I have a balance of $161.00 as of 8/1/2000.
I would like to know why? I had a Macy's card and a Filene's but I closed both of them. why does my credit report show a balance Sad

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 582

11 Magic Points

Wed Apr 18, 2007 11:11 pm

Carol, if it is an error, dispute with the credit reporting agencies.
_________________
I don't dream since I quit sleeping

Ayelen
Guest

Subject: MCYDSNB on my credit report

Thu Apr 26, 2007 6:26 pm

MCYDSNB appears on my credit report, how do I contact them. I search on yahoo, white pages, 411 and can't find it. Thanks!!

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 582

11 Magic Points

Fri Apr 27, 2007 10:20 am

Macy's credit services phone number is 800-458-6229.

You'd have this entry on your CR if you had a Macy's card, or a card from any number of retailers that they bought out.
_________________
I don't dream since I quit sleeping

Maritza
Guest

Subject: MCYDSNB in my credit report

Sun May 06, 2007 4:28 pm

MCYDSNB appears in my credit report? wHAT MEAN?

Dean
Guest

Subject: mcydsnb

Thu Jul 05, 2007 7:15 pm

i never had a macys card - shows i spent 67.00 back in 4/1/1998 - its now 2007 - shouldnt i be off my report by now

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 582

11 Magic Points

Fri Jul 06, 2007 1:28 am

Is it a positive or negative entry?

Negative stays for 7 years. Positive can be 10 or more. You can always dispute...
_________________
I don't dream since I quit sleeping

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1334

35466 Magic Points

Fri Jul 06, 2007 11:21 am

Maritza,
Did you have a Macy's Card?
In that case the item reflected is correct. Otherwise dispute it.

Dean,
Most derogatory items like late payment and public record items stay for 7 years. This has the exception of bankruptcies which stay for utmost 10 years. Unpaid tax liens stay for 15 years but positive items stay indefinitely. Inquiries stay for around 2 years.

Thus it would depend as to how long this would stay on your file. Write a validation letter to your the Credit Bureaus disputing the debt. This is the first thing that you must do for the time being.

I hope this helps you.
_________________
Regards,
Laura.

carol

Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California

29555 Magic Points

Fri Jul 06, 2007 11:30 am

Hi Dean,

Do keep copies of all interactions that you make. Use the registered post for the letters sent and received. It is always better to have a third party involved. Keep posting Smile

_________________
Keep in touch
Carol

progolfa
Guest

Subject: thanks...

Tue Sep 30, 2008 7:47 pm

Thanks for the phone # info... These companies are unbelievable

Quick Reply

Your Name

Subject

Message body

1, 2 Next
Page 1 of 2