So, I disputed a few items on my credit report at the start of February, TransUnion claims it has New Info on two accounts. One is Capital One the other being Asset Acceptance. I paid Asset in the amount of $600.00 as they requested to settle in full. Now my question is: TransUnion says it has new info for them and claims Asset updated on 2-14-2013 and they claim Capital One had new info and says the updated 9-14-2009. My ? is did they even look into this or bypass it
Sun Feb 24, 2013 4:25 am
Asset is the CA for Capital One to clarify that for everyone
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Your query is not clear to us. Please give us more clear information.
Tue Feb 26, 2013 2:59 am
Ok, I called Asset Acceptance today, while talking I mentioned as to weather or not my account (which has been paid) had any flags or notifications because I had disputed with the big 3. The lady was actually very helpful in replying no sir we have never been contacted by them regarding your account. I said hmm funny they obtained new information.
So I decide I'll call Capital One to verify. I get this answer: Yes there is a notification on your account of dispute but we never responded back. All 3 CRA'S say New Information is there another route I can take?
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.