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How Can I settle this two year judgement the attornyes are a

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eormonroy



Joined: 14 Jun 2009
eormonroy's page
Posts: 2



59 Magic Points
Subject: How Can I settle this two year judgement the attornyes are a
 
 Posted on Sun Jun 14, 2009 2:52 am  
I have a judgement and I owe american Express $6,400 their attorney has been very aggressive and now they are asking to subpoena business record from the creditor that my mother in law is helping me make car payments to. My husband is the one whose name is on the credit for the car loan and I signed as his wife. I don't want to cause my mother in law any creditproblems that may show on her records .What can I do now to settle with them do I need an atttorny to deal with them they are very aggressive and threatening. My mother in law wrote to them and I wrote a letter to them allowing her the right to help me resolve this matter. Can they make my husband liable for my debt.
scott

scott

Joined: 28 Jun 2006
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Posts: 462



10934 Magic Points
 
 Posted on Mon Jun 15, 2009 7:04 am  
Hi eormonroy,


Quote:
Can they make my husband liable for my debt.


I think you mean that the actual debt account is in your husband's name and you have signed as his spouse. Your husband is actually liable to pay off the debt. All records related to any kind of transaction for that account, will be listed on his credit report.

I think it is better to take help of an attorney, if you are unable to negotiate a settlement with the collection attorneys. Your mother-in-law can help you pay off the debts with funds or cash. In that case, there will be no negative impact on her credit records.
_________________
SCOTT

Use your credit account responsibly and enjoy a debt free life.

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