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I got an online payday loan from Pay Day One, which I believe is legal in Ohio. At the time I took the loan, they were permitted to do business in Ohio. I have paid around $380 in interest on a $500 loan. I want to pay back the loan but need a payment plan. Any advice on working with the debt collector to get this done properly?
You can go for payday loan consolidation.
Need a payment plan
Welcome to the forums!!!
Payday One is a licensed lender. So you are responsible for both the principal and interest. You may try to negotiate with your lender and if possible set up a payment arrangement with them.