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I have a payday loan from 2 years ago and I have been getting calls that they are taking my cause to the prosecuting attorney for fraud of a check. What are the legal ramifications for it? I did not write the check for fraud. I took out a payday loan and made a few payments but was never paid off.
What are the legal ramifications?
Welcome to the forums!!!
Non-payment of debt is not a criminal offense. It’s a civil case. They can’t take your cause to the prosecuting attorney for check fraud. What state do you live in? Is your lender licensed in your state?