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roocky
Joined: 06 Apr 2009
roocky's page
Posts: 1
23 Magic Points
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Subject: Could someone please let me know who CBNA is?
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Mon Apr 06, 2009 11:11 pm
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| It is on my credit report. Thank you |
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carol
Joined: 27 Jun 2006
carol's page
Posts: 1362
Location: Los Angeles, California
29622 Magic Points
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Tue Apr 07, 2009 7:24 am
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CBNA is Credit Bureau of North America and is a collection agency. If you find them on your credit report, it means that they have purchased any of your outstanding debts from the creditor. You should send a debt validation letter by certified mail and wait for their response. You can send debt validation letter at the following address:
P.O. Box 550, Dickson, TN. 37056
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Mary
Joined: 06 Jul 2006
Mary's page
Posts: 730
17417 Magic Points
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Wed Apr 08, 2009 11:20 am
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You can also call them at their toll free number 800-397-2128.
First check out the debt which they have purchased. Then go for debt validation. If they properly validates the debt, you can negotiate with them for a discount on the outstanding debt amount if the debt is large and pay it off. If you can pay them off in full, you should negotiate with them for a PFD agreement so that as soon as you pay off the debt in full, the negative item gets removed from your credit report. |
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anon
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Mon Apr 27, 2009 5:37 am
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| CBNA also stands for Citibank North America - do you have a line of credit with Citi Bank? The line of credit I have with Citi is report under CBNA, I would expect this to be the case for you as well. |
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kate@goldrushrecruiters.c
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Subject: Credit Repair
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Sun Jan 10, 2010 7:55 am
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| I just got a call from CBNA saying they assumed my debt from a business credit card (had to close up business due to the failing economy). I haven't received any kind of letter or information in the mail from them. If they are legit and I can work out a deal, how do I get the negative credit damage repaired for this debt. And how to I verify that the money I send them is really going to clear this debt? I'm definitely skeptical. |
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Brazilnut
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Subject: CBNA may be Citibank
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Thu Apr 15, 2010 9:46 pm
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| I found that on my report and believe kate is right, it may be the credit line unpaid with Citibank plus account. |
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Aaron
Joined: 08 Feb 2010
Aaron's page
Posts: 2382
42077 Magic Points
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Subject: credit repair
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Fri Apr 16, 2010 10:45 am
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Hi Kate,
I think you need to send them a debt validation letter. Send the letter through certified mail, requesting a return receipt. You will get a sample validation letter at http://www.creditmagic.org/repair/sampleletter-debtvalidation.html .
Thanks,
Aaron
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