Could someone please let me know who CBNA is?

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roocky

Joined: 06 Apr 2009
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Posts: 1

17 Magic Points

Subject: Could someone please let me know who CBNA is?

Mon Apr 06, 2009 11:11 pm

It is on my credit report. Thank you

carol

Joined: 27 Jun 2006
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Posts: 1308

28489 Magic Points

Tue Apr 07, 2009 7:24 am

CBNA is Credit Bureau of North America and is a collection agency. If you find them on your credit report, it means that they have purchased any of your outstanding debts from the creditor. You should send a debt validation letter by certified mail and wait for their response. You can send debt validation letter at the following address:
P.O. Box 550, Dickson, TN. 37056
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Carol

Mary

Joined: 06 Jul 2006
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Posts: 730

17413 Magic Points

Wed Apr 08, 2009 11:20 am

You can also call them at their toll free number 800-397-2128.
First check out the debt which they have purchased. Then go for debt validation. If they properly validates the debt, you can negotiate with them for a discount on the outstanding debt amount if the debt is large and pay it off. If you can pay them off in full, you should negotiate with them for a PFD agreement so that as soon as you pay off the debt in full, the negative item gets removed from your credit report.

anon
Guest

Mon Apr 27, 2009 5:37 am

CBNA also stands for Citibank North America - do you have a line of credit with Citi Bank? The line of credit I have with Citi is report under CBNA, I would expect this to be the case for you as well.

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