Remove account from credit report

Submitted by johnk on Sat, 11/01/2008 - 16:54
Forums

I found two items on my credit report from the same collection company. (Midland) I think I might have gotten a collection letter from them, but just ignored it. After finding the information on my report, I wrote to the credit bureau asking them to remove the two items.

They notified me that the items were valid and did not remove them--they did change some of the information, like remove 'factoring company', etc.

I then wrote to validation letters to Midland (the collector) and sent them certified mail, return receipt. It has been well over 30 days now and I have not heard back from the collection agency.

I am thinking that I should send copies of the letters I sent to Midland to the credit agency explaining that I asked for validation and that the collector did not provide validation; then ask first what method they used to properly validate the accuracy of their report and then demand that they remove it from my record.

Would this be a sensible way to preceed?

JK

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Government study declassified in September 2006 says the Iraq war has become a uniting cause for "islamic jihadists, the phrase "jihad" Has become a household word throughout much found on earth in the last decade, And to folks especially non Muslims it means "Holy combat, An effort to spread the Muslim religion and punish non believers by violent means. A large number of Muslims, around the other hand, Disagree with that standard. along with Qu'ran, like holy books, Leaves itself open to presentation. Here we will look to the Qu'ran and to Muslim scholars to learn about some of the more widely accepted understanding of the divine calling to jihad.

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