My credit card debt is my name only. Can credit card company pursue my husbands wages? We live in CA. Can they even get a judge to allow wage garnishment from husband? I am unemployed and receiving SS benefits
California is a community property state. In a community property state, both the spouses are liable for the debt incurred after marriage. In the same way if the husband works and the wife stays at home, still both are entitled to the income. Thus, for a debt incurred by you, the creditor can definitely garnish your husband's wages.
So, it's better to pay off the debt. If you are not able to pay the outstanding debt amount, you can contact your creditor and ask for a debt settlement.
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.