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Rules for deletion of posts: Where are my post going?

Submitted by fireyone on Tue, 01/13/2009 - 15:30

Where are my post going? I have asked a couple questions and keep having them removed. I know they are not off topic because they have to deal with the subject. Is anyone else having the problem of disappearing posts. Last night I asked the community if the SOL went by the state of the debt or the state of the the credit card agreement and can not find it this morning when I went to see if their was a response.
I also asked if all three reporting agencies should list the same fall off dats and can not find that post either. My questions seem to get deleted.

12 Sample letters to repair your bad credit

Submitted by Richard on Tue, 08/19/2008 - 07:13

Credit is one of the major factors that make up everyone's daily lives. If your credit is somehow affected, you will face a large number of problems. So you should always try to repair your bad credit before it gets to be too much for you to handle. There are two options available to repair your bad credit – you can get help from a credit repair company, or you can repair your credit by yourself. Letters of credit will help you to repair your credit by yourself.

Multiple topics with the same post

Submitted by Richard on Wed, 07/30/2008 - 05:39

Hi forum members
It has been noticed that some of the forum members are posting a new topic more than once in this forum and these topics are just a copy paste of the other. Moreover, there are also instances where the same post is made under different topics.
It is requested that all members of this forum carefully go through the guidelines and do not paste a single post in different topics as well as do not start multiple topics with the same post.

Cash out request by email

Submitted by Seth on Wed, 07/23/2008 - 09:30

Hi friends,

All forum members are requested to send their cash out request by email only once. There are instances where we’ve received cash out request by email from a single member more than once in a single day and even in consecutive days. We request you to give us at least 5 days time to forward your payment.

You are also requested to forward your cash out request to admin(at)

Announcement : New Rule of showing Magic Points

Submitted by Seth on Tue, 06/03/2008 - 12:07

Hi forum members,

From today, a new process has been started for creditmagic members, according to which after taking redemption for magic points, the points for which redemption has been taken will be deducted from the total magic points and the remaining magic points of the members will be shown on the creditmagic page with the postings of each members. Thanks to all for your participation in the forum.

Hope you will enjoy this system.

Buying your credit report?

Submitted by Richard on Fri, 04/04/2008 - 10:46

Mails or online buying of credit reports are possible. This letter shows how you contact them via mail to buy your credit report.

Your Name:
Your current address

Name of CRA:
Address of CRA:


Dear Sir/Madam,

I would request for a copy of my credit report that is maintained at your end.

Full Name:
Birth Date
Current address:
Previous Address:

I have enclosed a check of $____ herewith. I am also attaching my driving license as address proof and a photocopy of my SSN.