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What if collection agency wont accept a validation letter

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Joined: 30 Jan 2009
LT's page
Posts: 57

2345 Magic Points

Subject: What if collection agency wont accept a validation letter
Posted on Sun Feb 01, 2009 1:43 am  

If you submit a Dect Validation letter to a collection agency and they refuse to accept the mail, could I ask the Credit Bureas to delete the account?


Joined: 28 Jun 2006
scott's page
Posts: 446

10890 Magic Points

Posted on Mon Feb 02, 2009 12:21 pm  

Yes, if you have the returned letter showing that the creditor or the collection agency has not accepted the debt validation letter, you can send a copy of the same to the bureaus by certified mail along with a dispute letter asking them to remove the listing. You can find sample dispute letter if you visit the link letters of credit

Use your credit account responsibly and enjoy a debt free life.

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